Express Insurance Limited (DSE:EIL)
30.60
+0.10 (0.33%)
At close: Jul 23, 2026
Express Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Interest & Dividend Income | 126.55 | 129.47 | 112.19 | 84.79 | 84.85 | 69.7 |
Gain (Loss) on Sale of Investments | -10.39 | -18.59 | -36.81 | 3.84 | 5.27 | 38.84 |
Other Revenue | 45.28 | 50.74 | 97.05 | 94.49 | 101.61 | 79.46 |
| 161.44 | 161.62 | 172.43 | 183.13 | 191.73 | 188 | |
Revenue Growth (YoY) | -6.07% | -6.27% | -5.84% | -4.49% | 1.98% | 39.30% |
Depreciation & Amortization | 28.94 | 28.93 | 29.65 | 26.27 | 27.68 | 20.83 |
Selling, General & Administrative | 6.23 | 8.39 | 6.63 | 8.55 | 6.99 | 8.1 |
Other Operating Expenses | - | - | - | - | - | 5.86 |
Total Operating Expenses | 33.97 | 37.56 | 45.51 | 46.49 | 46.51 | 43.99 |
Operating Income | 127.47 | 124.06 | 126.91 | 136.63 | 145.22 | 144.01 |
Interest Expense | -1.39 | -1.39 | -1.67 | -1.4 | -1.03 | -1.87 |
Other Non Operating Income (Expenses) | -1.93 | -3.71 | -2.68 | -2.46 | -2.08 | -1.94 |
EBT Excluding Unusual Items | 124.15 | 118.96 | 122.56 | 132.77 | 142.11 | 140.21 |
Gain (Loss) on Sale of Assets | 0.88 | 0.88 | 0.62 | 0.81 | 3.18 | 0.62 |
Other Unusual Items | -40.05 | -40.05 | -58.62 | -58.41 | -40.16 | -61.41 |
Pretax Income | 84.98 | 79.79 | 64.56 | 75.17 | 105.13 | 79.41 |
Income Tax Expense | 48.35 | 46.87 | 42.71 | 35.31 | 58.65 | 25.36 |
Net Income | 36.63 | 32.92 | 21.85 | 39.85 | 46.48 | 54.05 |
Net Income to Common | 36.63 | 32.92 | 21.85 | 39.85 | 46.48 | 54.05 |
Net Income Growth | 80.91% | 50.64% | -45.16% | -14.26% | -14.00% | 145.45% |
Shares Outstanding (Basic) | 65 | 65 | 65 | 65 | 65 | 65 |
Shares Outstanding (Diluted) | 65 | 65 | 65 | 65 | 65 | 65 |
Shares Change (YoY) | - | - | - | - | - | 22.45% |
EPS (Basic) | 0.56 | 0.50 | 0.34 | 0.61 | 0.71 | 0.83 |
EPS (Diluted) | 0.56 | 0.50 | 0.34 | 0.61 | 0.71 | 0.83 |
EPS Growth | 80.91% | 50.64% | -45.16% | -14.26% | -14.00% | 100.45% |
Free Cash Flow | 22.63 | 55.88 | 81.4 | 91.78 | 161.09 | 175.59 |
Free Cash Flow Per Share | 0.35 | 0.86 | 1.25 | 1.41 | 2.47 | 2.69 |
Dividend Per Share | 0.500 | 0.500 | 0.500 | 0.700 | 0.700 | 1.000 |
Dividend Growth | 0% | 0% | -28.57% | 0% | -30.00% | 42.86% |
Operating Margin | 78.96% | 76.76% | 73.60% | 74.61% | 75.74% | 76.60% |
Profit Margin | 22.69% | 20.37% | 12.68% | 21.76% | 24.24% | 28.75% |
Free Cash Flow Margin | 14.02% | 34.58% | 47.21% | 50.12% | 84.02% | 93.40% |
EBITDA | 143.91 | 140.49 | 144.49 | 151.35 | 159.12 | 156.18 |
EBITDA Margin | 89.14% | 86.93% | 83.80% | 82.65% | 83.00% | 83.07% |
D&A For EBITDA | 16.44 | 16.43 | 17.58 | 14.72 | 13.91 | 12.17 |
EBIT | 127.47 | 124.06 | 126.91 | 136.63 | 145.22 | 144.01 |
EBIT Margin | 78.96% | 76.76% | 73.60% | 74.61% | 75.74% | 76.60% |
Effective Tax Rate | 56.89% | 58.74% | 66.15% | 46.98% | 55.78% | 31.94% |
Revenue as Reported | 180.75 | 181.6 | 210.19 | 183.93 | 202.78 | 188.62 |