Pioneer Insurance PLC (DSE:PIONEERINS)
70.00
+0.10 (0.14%)
At close: Aug 13, 2026
Pioneer Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 2,117 | 2,056 | 1,614 | 1,712 | 1,664 | 1,581 |
Total Interest & Dividend Income | 155.68 | 153.04 | 194.83 | 117.06 | 122.37 | 98.12 |
Gain (Loss) on Sale of Investments | 6.3 | 6.3 | - | 1.96 | 8.35 | -4.55 |
Other Revenue | 201.99 | 206.24 | 187.81 | 151.02 | 178.66 | 139.61 |
| 2,481 | 2,422 | 1,996 | 1,982 | 1,973 | 1,814 | |
Revenue Growth | 21.51% | 21.32% | 0.71% | 0.46% | 8.75% | -2.55% |
Policy Benefits | 718.5 | 592.15 | 265.22 | 272.12 | 334.79 | 321.13 |
Policy Acquisition & Underwriting Costs | 564.08 | 564.08 | 467.11 | 431.45 | 402.24 | 162.55 |
Depreciation & Amortization | 23.05 | 23.05 | 26.2 | 27.34 | 26.67 | 17.53 |
Selling, General & Administrative | 439.54 | 652.11 | 604.21 | 563.09 | 484.42 | 464.99 |
Total Operating Expenses | 1,745 | 1,831 | 1,363 | 1,294 | 1,248 | 966.2 |
Operating Income | 735.51 | 590.57 | 633.64 | 688.33 | 725.03 | 848.22 |
Other Non Operating Income (Expenses) | -7.57 | -7.57 | -7.02 | -7.1 | -6.55 | -7.48 |
EBT Excluding Unusual Items | 727.94 | 583 | 626.62 | 681.23 | 718.48 | 840.73 |
Gain (Loss) on Sale of Assets | 2.45 | 2.45 | 4.65 | - | - | 0.13 |
Pretax Income | 730.39 | 585.45 | 631.27 | 681.23 | 718.48 | 840.87 |
Income Tax Expense | 190.44 | 138.92 | 162.59 | 195.18 | 203.05 | 254.23 |
Net Income | 539.95 | 446.53 | 468.67 | 486.05 | 515.43 | 586.64 |
Net Income to Common | 539.95 | 446.53 | 468.67 | 486.05 | 515.43 | 586.64 |
Net Income Growth | 24.83% | -4.72% | -3.57% | -5.70% | -12.14% | 10.13% |
Shares Outstanding (Basic) | 105 | 103 | 103 | 103 | 103 | 103 |
Shares Outstanding (Diluted) | 105 | 103 | 103 | 103 | 103 | 103 |
Shares Change | 4.88% | - | - | - | - | - |
EPS (Basic) | 5.14 | 4.35 | 4.56 | 4.73 | 5.02 | 5.71 |
EPS (Diluted) | 5.14 | 4.35 | 4.56 | 4.73 | 5.02 | 5.71 |
EPS Growth | 19.02% | -4.72% | -3.57% | -5.70% | -12.14% | 10.13% |
Free Cash Flow | 431.09 | 285.47 | -107.55 | -218.25 | 596 | 649.56 |
Free Cash Flow Per Share | 4.10 | 2.78 | -1.05 | -2.13 | 5.80 | 6.33 |
Dividend Per Share | 2.381 | 2.381 | 2.381 | 1.732 | 2.061 | 1.874 |
Dividend Growth | 0% | 0% | 37.50% | -16.00% | 10.00% | 37.50% |
Operating Margin | 29.65% | 24.38% | 31.74% | 34.72% | 36.74% | 46.75% |
Profit Margin | 21.77% | 18.44% | 23.48% | 24.52% | 26.12% | 32.33% |
Free Cash Flow Margin | 17.38% | 11.79% | -5.39% | -11.01% | 30.21% | 35.80% |
EBITDA | 758.06 | 613.62 | 659.84 | 715.66 | 751.7 | 865.75 |
EBITDA Margin | 30.56% | 25.34% | 33.05% | 36.10% | 38.10% | 47.72% |
D&A For EBITDA | 22.55 | 23.05 | 26.2 | 27.34 | 26.67 | 17.53 |
EBIT | 735.51 | 590.57 | 633.64 | 688.33 | 725.03 | 848.22 |
EBIT Margin | 29.65% | 24.38% | 31.74% | 34.72% | 36.74% | 46.75% |
Effective Tax Rate | 26.07% | 23.73% | 25.76% | 28.65% | 28.26% | 30.23% |