Union Insurance PLC (DSE:UNIONINS)
Bangladesh · Delayed Price · Currency is BDT 53.90
+0.50 (0.94%)
At close: Aug 13, 2026
Union Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 616.91 | 721.09 | 660.42 | 599.79 | 583.13 | 605.72 |
Total Interest & Dividend Income | 13.11 | 16.76 | 14.36 | 14.44 | 14.78 | 12.43 |
Gain (Loss) on Sale of Investments | -27.45 | -27.45 | -14.14 | 2.69 | -10.55 | 3.85 |
Other Revenue | 3.53 | 8.38 | 5.9 | 17.09 | 25.81 | 19.25 |
| 606.11 | 718.79 | 666.54 | 634.02 | 613.17 | 641.25 | |
Revenue Growth | -16.19% | 7.84% | 5.13% | 3.40% | -4.38% | 9.97% |
Policy Benefits | -139.14 | -11.57 | 82.23 | 77.24 | 115.6 | 189.51 |
Policy Acquisition & Underwriting Costs | 108.77 | 108.77 | 113.87 | 107.42 | 102.84 | 39.76 |
Depreciation & Amortization | 9.8 | 9.8 | 12.12 | 15.87 | 26.31 | 36.71 |
Selling, General & Administrative | 240.46 | 240.46 | 208.59 | 196.6 | 198.6 | 171.12 |
Other Operating Expenses | - | - | - | - | - | 0.1 |
Total Operating Expenses | 219.9 | 347.46 | 416.81 | 397.13 | 443.57 | 438.23 |
Operating Income | 386.21 | 371.32 | 249.73 | 236.88 | 169.6 | 203.01 |
Interest Expense | -0.25 | -0.25 | -0.21 | -0.42 | -0.59 | -4.21 |
Other Non Operating Income (Expenses) | 0 | - | - | - | - | -4.42 |
EBT Excluding Unusual Items | 385.96 | 371.08 | 249.52 | 236.47 | 169.01 | 194.39 |
Gain (Loss) on Sale of Assets | 1.73 | 1.73 | 4.7 | - | 2.74 | 0.3 |
Pretax Income | 387.7 | 372.81 | 254.22 | 236.47 | 171.75 | 194.69 |
Income Tax Expense | 17.6 | 7.21 | 10.77 | 12.36 | 6.07 | 1.62 |
Net Income | 370.1 | 365.6 | 243.45 | 224.11 | 165.67 | 193.07 |
Preferred Dividends & Other Adjustments | 273.87 | 273.87 | 153.13 | 136.61 | 79.87 | 147.01 |
Net Income to Common | 96.23 | 91.73 | 90.32 | 87.5 | 85.8 | 46.06 |
Net Income Growth | 0.70% | 1.55% | 3.23% | 1.97% | 86.29% | -25.87% |
Shares Outstanding (Basic) | 48 | 48 | 48 | 48 | 48 | 48 |
Shares Outstanding (Diluted) | 48 | 48 | 48 | 48 | 48 | 48 |
Shares Change | 0.14% | - | - | - | - | 66.67% |
EPS (Basic) | 1.99 | 1.90 | 1.87 | 1.81 | 1.77 | 0.95 |
EPS (Diluted) | 1.99 | 1.90 | 1.87 | 1.81 | 1.77 | 0.95 |
EPS Growth | 0.57% | 1.55% | 3.23% | 2.13% | 86.01% | -55.52% |
Free Cash Flow | 74.59 | 42.71 | 36.72 | 5.63 | -16.64 | -0.09 |
Free Cash Flow Per Share | 1.54 | 0.88 | 0.76 | 0.12 | -0.34 | -0.00 |
Dividend Per Share | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 | 0.500 |
Dividend Growth | 0% | 0% | 0% | 0% | 100.00% | - |
Operating Margin | 63.72% | 51.66% | 37.47% | 37.36% | 27.66% | 31.66% |
Profit Margin | 15.88% | 12.76% | 13.55% | 13.80% | 13.99% | 7.18% |
Free Cash Flow Margin | 12.31% | 5.94% | 5.51% | 0.89% | -2.71% | -0.01% |
EBITDA | 398.51 | 381.05 | 261.85 | 252.75 | 184.3 | 226.96 |
EBITDA Margin | 65.75% | 53.01% | 39.28% | 39.87% | 30.06% | 35.39% |
D&A For EBITDA | 12.3 | 9.73 | 12.12 | 15.87 | 14.71 | 23.94 |
EBIT | 386.21 | 371.32 | 249.73 | 236.88 | 169.6 | 203.01 |
EBIT Margin | 63.72% | 51.66% | 37.47% | 37.36% | 27.66% | 31.66% |
Effective Tax Rate | 4.54% | 1.93% | 4.24% | 5.23% | 3.54% | 0.83% |