Société Arabe Internationale de Banque S.A.E (EGX:SAIB)

EGX:SAIB Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	506.79	500.07	438.81	404.04	379.73	398.58
Interest Income on Investments	1.27	0.8	0.46	0.83	0.57	0.46
Total Interest Income	508.06	500.87	439.27	404.87	380.3	399.04
Interest Paid on Deposits	366.29	364.58	299.36	260.55	236.55	266.38
Net Interest Income	141.77	136.29	139.9	144.31	143.74	132.66
Net Interest Income Growth (YoY)	10.69%	-2.58%	-3.06%	0.40%	8.35%	5.03%
Income From Trading Activities	2.74	3.16	9.94	6.65	10.97	6.34
Gain (Loss) on Sale of Assets	0.3	0.3	-0.08	0.28	0.36	-
Gain (Loss) on Sale of Investments	0.89	1.31	0.13	0.38	1.63	6.96
Other Non-Interest Income	22.99	24.12	20.89	17.83	22.01	19.22
Total Non-Interest Income	26.92	28.89	30.88	25.15	34.96	32.52
Non-Interest Income Growth (YoY)	-20.22%	-6.43%	22.80%	-28.08%	7.53%	27.26%
Revenues Before Loan Losses	168.69	165.19	170.79	169.46	178.71	165.18
Provision for Loan Losses	24.32	21.32	23.04	24.99	27.68	19.99
Revenue	144.37	143.87	147.75	144.47	151.03	145.18
Revenue Growth (YoY)	3.57%	-2.63%	2.27%	-4.34%	4.02%	1.09%
Selling, General & Administrative	95.49	93.62	89.36	93.1	99.04	100.21
Other Non-Interest Expense	2.43	1.75	3.71	-0.26	1.09	-1.27
Total Non-Interest Expense	96.94	94.2	94.46	93.14	102.61	96.19
EBT Excluding Unusual Items	47.44	49.67	53.29	51.33	48.41	49
Legal Settlements	-0.14	-0.14	-3.36	-0.03	-0.02	-0.1
Pretax Income	47.29	49.53	49.94	51.3	48.4	48.9
Income Tax Expense	20.83	19.42	15.61	20.14	18.24	28.96
Net Income	26.46	30.11	34.32	31.16	30.15	19.93
Preferred Dividends & Other Adjustments	5.5	5.5	8.58	7.83	7.3	4.86
Net Income to Common	20.96	24.61	25.74	23.33	22.86	15.07
Net Income Growth	-11.00%	-12.28%	10.17%	3.32%	51.28%	-2.48%
Basic Shares Outstanding	33	33	33	33	33	33
Diluted Shares Outstanding	33	33	33	33	33	33
EPS (Basic)	0.63	0.74	0.78	0.70	0.69	0.46
EPS (Diluted)	0.63	0.74	0.78	0.70	0.69	0.46
EPS Growth	-0.80%	-4.38%	10.34%	2.05%	51.64%	-3.15%
Dividend Per Share	-	-	0.518	0.500	-	-
Dividend Growth	-	-	3.69%	-	-	-
Effective Tax Rate	44.05%	39.21%	31.27%	39.27%	37.69%	59.24%

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jun 4, 2026

Data Sources Report a data error