Société Arabe Internationale de Banque S.A.E (EGX:SAIB)

EGX:SAIB Statistics

Total Valuation

EGX:SAIB has a market cap or net worth of EGP 3.62 billion.

Market Cap	3.62B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, August 11, 2026.

Earnings Date	Aug 11, 2026
Ex-Dividend Date	Apr 12, 2026

Share Statistics

EGX:SAIB has 33.10 million shares outstanding. The number of shares has decreased by -0.06% in one year.

Current Share Class	33.10M
Shares Outstanding	33.10M
Shares Change (YoY)	-0.06%
Shares Change (QoQ)	+2.23%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	21.56%
Float	10.49M

Valuation Ratios

The trailing PE ratio is 3.34.

PE Ratio	3.34
Forward PE	n/a
PS Ratio	0.46
PB Ratio	0.17
P/TBV Ratio	0.17
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.98%.

Return on Equity (ROE)	6.98%
Return on Assets (ROA)	0.81%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.47%
Revenue Per Employee	4.08M
Profits Per Employee	592,454
Employee Count	1,932
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EGX:SAIB has paid 1.14 billion in taxes.

Income Tax	1.14B
Effective Tax Rate	44.05%

Stock Price Statistics

Beta (5Y)	0.16
52-Week Price Change	n/a
50-Day Moving Average	2.11
200-Day Moving Average	2.11
Relative Strength Index (RSI)	99.18
Average Volume (20 Days)	3

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EGX:SAIB had revenue of EGP 7.88 billion and earned 1.14 billion in profits. Earnings per share was 34.49.

Revenue	7.88B
Gross Profit	7.88B
Operating Income	2.54B
Pretax Income	2.58B
Net Income	1.14B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	34.49

Balance Sheet

The company has 13.42 billion in cash and 1.80 billion in debt, with a net cash position of 11.62 billion or 351.17 per share.

Cash & Cash Equivalents	13.42B
Total Debt	1.80B
Net Cash	11.62B
Net Cash Per Share	351.17
Equity (Book Value)	21.18B
Book Value Per Share	626.01
Working Capital	-120.91B

Cash Flow

In the last 12 months, operating cash flow was -8.95 billion and capital expenditures -1.73 billion, giving a free cash flow of -10.68 billion.

Operating Cash Flow	-8.95B
Capital Expenditures	-1.73B
Depreciation & Amortization	n/a
Net Borrowing	-740.17M
Free Cash Flow	-10.68B
FCF Per Share	-322.67

Margins

Gross Margin	n/a
Operating Margin	32.17%
Pretax Margin	32.76%
Profit Margin	18.33%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 26.86, which amounts to a dividend yield of 24.57%.

Dividend Per Share	26.86
Dividend Yield	24.57%
Dividend Growth (YoY)	-39.73%
Years of Dividend Growth	5
Payout Ratio	46.18%
Buyback Yield	0.06%
Shareholder Yield	24.63%
Earnings Yield	31.62%
FCF Yield	-295.11%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 22, 2023. It was a forward split with a ratio of 2.101746.

Last Split Date	Nov 22, 2023
Split Type	Forward
Split Ratio	2.101746

Scores

Altman Z-Score	n/a
Piotroski F-Score	2