Société Arabe Internationale de Banque S.A.E (EGX:SAIB)
Egypt · Delayed Price · Currency is EGP · Price in USD 2.530
0.00 (0.00%)
At close: Nov 12, 2026
EGX:SAIB Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 22.56 | 30.11 | 34.32 | 31.16 | 30.15 | 19.93 |
Depreciation & Amortization | 8.99 | 8.41 | 7.51 | 6.82 | 6.52 | 5.95 |
Other Amortization | 1.69 | 1.69 | 1.36 | 1.29 | 1.19 | 1.05 |
Gain (Loss) on Sale of Assets | -0.2 | -0.3 | 0.08 | -0.28 | -0.36 | - |
Gain (Loss) on Sale of Investments | -3.78 | -5.1 | -2.79 | -3.02 | -2.04 | -8.04 |
Total Asset Writedown | 4.94 | -1.64 | 2.39 | - | - | - |
Provision for Credit Losses | 21.5 | 21.5 | 22.55 | 25.02 | 27.46 | 19.99 |
Change in Other Net Operating Assets | -224.89 | -611.6 | 330.28 | 198.89 | 544.32 | -234.9 |
Other Operating Activities | 5.69 | -6.5 | 55.8 | 51.75 | 166.03 | -7.84 |
Operating Cash Flow | -164.78 | -564.62 | 452.89 | 311.92 | 775.75 | -206.6 |
Operating Cash Flow Growth | - | - | 45.19% | -59.79% | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -31 | -30.98 | -8.02 | -6.82 | -13.47 | -6.67 |
Sale of Property, Plant and Equipment | 0.2 | 0.3 | 0.03 | 0.3 | 0.46 | - |
Investment in Securities | -10.75 | -71.82 | -60.3 | -45.92 | 308.52 | 299.32 |
Income (Loss) Equity Investments | -1.28 | -1.17 | 1.39 | 0.3 | 2.49 | -2.75 |
Purchase / Sale of Intangibles | -4.24 | -3.63 | -1.25 | -2.3 | -0.62 | -2.12 |
Other Investing Activities | 1.33 | 0.8 | 0.46 | 0.83 | 0.57 | 0.34 |
Investing Cash Flow | -44.47 | -105.33 | -69.08 | -53.91 | 295.46 | 290.87 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 0.21 | 0.21 | 16 | 41 | 9.45 |
Long-Term Debt Repaid | - | -14.51 | -30.71 | -36.34 | -15.97 | -26.85 |
Net Debt Issued (Repaid) | -16.26 | -14.3 | -30.5 | -20.34 | 25.03 | -17.4 |
Common Dividends Paid | -15.43 | -25.4 | -24.38 | -7 | -4.68 | -4.68 |
Net Increase (Decrease) in Deposit Accounts | 180.61 | 638.29 | -446.61 | -188.69 | -1,015 | 166.71 |
Financing Cash Flow | 148.92 | 598.58 | -501.49 | -216.03 | -994.82 | 144.63 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -60.32 | -71.37 | -117.69 | 41.99 | 76.39 | 228.9 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -195.78 | -595.6 | 444.86 | 305.11 | 762.29 | -213.27 |
Free Cash Flow Growth | - | - | 45.80% | -59.98% | - | - |
Free Cash Flow Margin | -137.51% | -413.99% | 301.09% | 211.19% | 504.74% | -146.90% |
Free Cash Flow Per Share | -5.89 | -17.99 | 13.44 | 9.22 | 23.03 | -6.44 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 11.11 | 11.11 | 11.05 | 16.3 | 18.99 | 32.73 |