Société Arabe Internationale de Banque S.A.E (EGX:SAIB)

EGX:SAIB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	496.69	545.2	616.98	734.68	692.66	616.36
Investment Securities	913.08	1,001	749.06	848.61	797.27	1,378
Total Investments	913.08	1,001	749.06	848.61	797.27	1,378
Gross Loans	1,603	1,698	1,341	1,527	1,689	2,167
Allowance for Loan Losses	-91.43	-96.9	-76.74	-85.94	-83.33	-83.37
Other Adjustments to Gross Loans	-7.29	-8.12	-6.41	-6.36	-22.97	-17.72
Net Loans	1,504	1,593	1,258	1,435	1,583	2,066
Property, Plant & Equipment	39.62	40.33	40.83	37.95	37.12	28.43
Other Intangible Assets	7.91	7.98	6.04	6.16	5.15	5.72
Accrued Interest Receivable	30.15	30.45	27.98	25.34	21.6	43.25
Other Receivables	23.99	25.17	30	40	70.21	55.45
Restricted Cash	237.88	271.93	171.29	308.58	243.67	305.82
Other Current Assets	7.7	5.18	4.39	5.59	2.37	3.92
Long-Term Deferred Tax Assets	-	-	-	-	-	0.31
Other Real Estate Owned & Foreclosed	40.1	37.33	25.44	26.42	17.03	17.03
Other Long-Term Assets	48.94	50.62	20.55	16.77	19.07	14.25
Total Assets	3,350	3,608	2,950	3,485	3,489	4,534

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	3.73	2.87	3.67	6.02	6.66	4.72
Interest Bearing Deposits	2,656	2,908	2,308	2,727	2,721	3,744
Non-Interest Bearing Deposits	222.91	218.5	158.37	212.33	266.14	293.32
Total Deposits	2,878	3,126	2,466	2,940	2,987	4,037
Current Portion of Long-Term Debt	20	20	30	40	50	30
Current Portion of Leases	0.23	0.29	0.05	0.15	0.2	0.42
Current Income Taxes Payable	9.16	9.23	8.54	9.41	4.5	7.53
Accrued Interest Payable	12.22	13.6	14.92	22	20.46	23.95
Other Current Liabilities	11.12	2.81	1.66	5.03	6.19	11.96
Long-Term Debt	12.96	13.46	17.54	40.6	52.91	54.25
Long-Term Leases	0.72	0.89	0.05	0.15	0.39	0.8
Long-Term Unearned Revenue	1.58	1.71	1.56	1.91	1.79	2.86
Long-Term Deferred Tax Liabilities	0.46	0.47	0.81	0.45	0.04	-
Other Long-Term Liabilities	11.33	11.34	17.32	19.77	16.88	10.2
Total Liabilities	2,962	3,203	2,563	3,085	3,147	4,184

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	331.03	331.03	331.03	331.03	157.5	150
Retained Earnings	52.04	63.71	59.35	49.68	192.5	167.36
Comprehensive Income & Other	4.91	9.77	-2.46	18.85	-7.59	33.13
Shareholders' Equity	387.98	404.51	387.92	399.56	342.4	350.49
Total Liabilities & Equity	3,350	3,608	2,950	3,485	3,489	4,534

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	33.92	34.63	47.64	80.9	103.5	85.46
Net Cash (Debt)	462.78	510.57	569.34	653.78	589.17	530.89
Net Cash Growth	25.12%	-10.32%	-12.91%	10.97%	10.98%	86.72%
Net Cash Per Share	13.98	15.42	17.20	19.75	17.80	16.04
Filing Date Shares Outstanding	33.1	33.1	33.1	33.1	33.1	33.1
Total Common Shares Outstanding	33.1	33.1	33.1	33.1	33.1	33.1
Book Value Per Share	11.72	12.22	11.72	12.07	10.34	10.59
Tangible Book Value	380.07	396.53	381.88	393.4	337.25	344.77
Tangible Book Value Per Share	11.48	11.98	11.54	11.88	10.19	10.42

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 4, 2026

Data Sources Report a data error