EGX:SAIB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	245.86	545.2	616.98	734.68	692.66	616.36
Investment Securities	1,008	1,001	749.06	848.61	797.27	1,378
Total Investments	1,008	1,001	749.06	848.61	797.27	1,378
Gross Loans	1,504	1,698	1,341	1,527	1,689	2,167
Allowance for Loan Losses	-	-96.9	-76.74	-85.94	-83.33	-83.37
Other Adjustments to Gross Loans	-	-8.12	-6.41	-6.36	-22.97	-17.72
Net Loans	1,504	1,593	1,258	1,435	1,583	2,066
Property, Plant & Equipment	39.62	40.33	40.83	37.95	37.12	28.43
Other Intangible Assets	7.91	7.98	6.04	6.16	5.15	5.72
Accrued Interest Receivable	-	30.45	27.98	25.34	21.6	43.25
Other Receivables	418.07	25.17	30	40	70.21	55.45
Restricted Cash	-	271.93	171.29	308.58	243.67	305.82
Other Current Assets	-	5.18	4.39	5.59	2.37	3.92
Long-Term Deferred Tax Assets	-	-	-	-	-	0.31
Other Real Estate Owned & Foreclosed	-	37.33	25.44	26.42	17.03	17.03
Other Long-Term Assets	126.89	50.62	20.55	16.77	19.07	14.25
Total Assets	3,350	3,608	2,950	3,485	3,489	4,534
Accrued Expenses	-	2.87	3.67	6.02	6.66	4.72
Interest Bearing Deposits	2,878	2,908	2,308	2,727	2,721	3,744
Non-Interest Bearing Deposits	-	218.5	158.37	212.33	266.14	293.32
Total Deposits	2,878	3,126	2,466	2,940	2,987	4,037
Current Portion of Long-Term Debt	-	20	30	40	50	30
Current Portion of Leases	-	0.29	0.05	0.15	0.2	0.42
Current Income Taxes Payable	-	9.23	8.54	9.41	4.5	7.53
Accrued Interest Payable	-	13.6	14.92	22	20.46	23.95
Other Current Liabilities	-	2.81	1.66	5.03	6.19	11.96
Long-Term Debt	32.96	13.46	17.54	40.6	52.91	54.25
Long-Term Leases	-	0.89	0.05	0.15	0.39	0.8
Long-Term Unearned Revenue	-	1.71	1.56	1.91	1.79	2.86
Long-Term Deferred Tax Liabilities	0.46	0.47	0.81	0.45	0.04	-
Other Long-Term Liabilities	50.09	11.34	17.32	19.77	16.88	10.2
Total Liabilities	2,962	3,203	2,563	3,085	3,147	4,184
Common Stock	331.03	331.03	331.03	331.03	157.5	150
Retained Earnings	39.42	63.71	59.35	49.68	192.5	167.36
Comprehensive Income & Other	17.53	9.77	-2.46	18.85	-7.59	33.13
Shareholders' Equity	387.98	404.51	387.92	399.56	342.4	350.49
Total Liabilities & Equity	3,350	3,608	2,950	3,485	3,489	4,534
Total Debt	32.96	34.63	47.64	80.9	103.5	85.46
Net Cash (Debt)	212.9	510.57	569.34	653.78	589.17	530.89
Net Cash Growth	-42.44%	-10.32%	-12.91%	10.97%	10.98%	86.72%
Net Cash Per Share	6.42	15.42	17.20	19.75	17.80	16.04
Filing Date Shares Outstanding	33.84	33.1	33.1	33.1	33.1	33.1
Total Common Shares Outstanding	33.84	33.1	33.1	33.1	33.1	33.1
Book Value Per Share	11.47	12.22	11.72	12.07	10.34	10.59
Tangible Book Value	380.07	396.53	381.88	393.4	337.25	344.77
Tangible Book Value Per Share	11.23	11.98	11.54	11.88	10.19	10.42