EGX:SAIB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	538.21	616.98	734.68	692.66	616.36	387.23
Investment Securities	1,086	749.06	848.61	797.27	1,378	1,806
Total Investments	1,086	749.06	848.61	797.27	1,378	1,806
Gross Loans	1,807	1,341	1,527	1,689	2,167	1,771
Allowance for Loan Losses	-90.61	-76.74	-85.94	-83.33	-83.37	-66.42
Other Adjustments to Gross Loans	-8.99	-6.41	-6.36	-22.97	-17.72	-20.85
Net Loans	1,708	1,258	1,435	1,583	2,066	1,684
Property, Plant & Equipment	37.16	40.83	37.95	37.12	28.43	29.81
Other Intangible Assets	7.6	6.04	6.16	5.15	5.72	1.69
Accrued Interest Receivable	34.79	27.98	25.34	21.6	43.25	54.68
Other Receivables	6.43	30	40	70.21	55.45	73.77
Restricted Cash	238.83	171.29	308.58	243.67	305.82	289.34
Other Current Assets	6.12	4.39	5.59	2.37	3.92	6.05
Long-Term Deferred Tax Assets	-	-	-	-	0.31	0.06
Other Real Estate Owned & Foreclosed	33.91	25.44	26.42	17.03	17.03	0.33
Other Long-Term Assets	53.15	20.55	16.77	19.07	14.25	12.97
Total Assets	3,750	2,950	3,485	3,489	4,534	4,346
Accrued Expenses	2.99	3.67	6.02	6.66	4.72	15.04
Interest Bearing Deposits	3,047	2,308	2,727	2,721	3,744	3,510
Non-Interest Bearing Deposits	215.24	158.37	212.33	266.14	293.32	322.53
Total Deposits	3,262	2,466	2,940	2,987	4,037	3,833
Current Portion of Long-Term Debt	30	30	40	50	30	50
Current Portion of Leases	0.15	0.05	0.15	0.2	0.42	0.43
Current Income Taxes Payable	8.33	8.54	9.41	4.5	7.53	-
Accrued Interest Payable	17.3	14.92	22	20.46	23.95	23.1
Other Current Liabilities	3.36	1.66	5.03	6.19	11.96	8.73
Long-Term Debt	15.3	17.54	40.6	52.91	54.25	51.59
Long-Term Leases	0.41	0.05	0.15	0.39	0.8	0.88
Long-Term Unearned Revenue	1.83	1.56	1.91	1.79	2.86	2.55
Long-Term Deferred Tax Liabilities	0.6	0.81	0.45	0.04	-	-
Other Long-Term Liabilities	18.74	17.32	19.77	16.88	10.2	9.79
Total Liabilities	3,361	2,563	3,085	3,147	4,184	3,995
Common Stock	331.03	331.03	331.03	157.5	150	150
Retained Earnings	58.27	59.35	49.68	192.5	167.36	153.99
Comprehensive Income & Other	-0.93	-2.46	18.85	-7.59	33.13	46.82
Shareholders' Equity	388.37	387.92	399.56	342.4	350.49	350.81
Total Liabilities & Equity	3,750	2,950	3,485	3,489	4,534	4,346
Total Debt	45.86	47.64	80.9	103.5	85.46	102.9
Net Cash (Debt)	1,114	569.34	653.78	589.17	530.89	284.33
Net Cash Growth	32.62%	-12.91%	10.97%	10.98%	86.72%	-25.23%
Net Cash Per Share	33.66	17.20	19.75	17.80	16.04	8.59
Filing Date Shares Outstanding	33.1	33.1	33.1	33.1	33.1	33.1
Total Common Shares Outstanding	33.1	33.1	33.1	33.1	33.1	33.1
Book Value Per Share	11.73	11.72	12.07	10.34	10.59	10.60
Tangible Book Value	380.77	381.88	393.4	337.25	344.77	349.12
Tangible Book Value Per Share	11.50	11.54	11.88	10.19	10.42	10.55

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.