EPA:MLCFM Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	318.53	326.01	106.59	63.27
Interest Income on Investments	-	0.01	0	-	-
Total Interest Income	-	318.54	326.01	106.59	63.27
Interest Paid on Deposits	-	275.97	261.52	50.03	25.44
Net Interest Income	190.5	42.57	64.5	56.56	37.84
Net Interest Income Growth (YoY)	347.55%	-34.01%	14.04%	49.48%	8.72%
Income From Trading Activities	-	0.64	0.67	2.08	3.91
Gain (Loss) on Sale of Assets	-	0.04	-0.02	0.03	-0
Other Non-Interest Income	-	156.2	132.06	101.98	87.66
Total Non-Interest Income	-	156.88	132.71	104.09	91.56
Non-Interest Income Growth (YoY)	-	18.21%	27.50%	13.68%	10.51%
Revenues Before Loan Losses	190.5	199.45	197.21	160.65	129.4
Provision for Loan Losses	4.2	3.02	0.83	3.89	-1.78
Revenue	186.3	196.43	196.38	156.76	131.18
Revenue Growth (YoY)	-5.16%	0.02%	25.28%	19.50%	12.98%
Occupancy Expenses	-	6.66	6.59	5.54	5.53
Other Non-Interest Expense	125	115.66	113.15	99.51	91.78
Total Non-Interest Expense	125	122.31	119.74	105.05	97.31
EBT Excluding Unusual Items	61.3	74.11	76.64	51.71	33.87
Pretax Income	61.3	74.11	76.64	51.71	33.87
Income Tax Expense	11.5	14.76	15.86	8.34	4.77
Earnings From Continuing Operations	49.8	59.35	60.77	43.36	29.09
Net Income	49.8	59.35	60.77	43.36	29.09
Net Income to Common	49.8	59.35	60.77	43.36	29.09
Net Income Growth	-16.09%	-2.34%	40.15%	49.06%	33.55%
Basic Shares Outstanding	-	1	1	1	1
Diluted Shares Outstanding	-	1	1	1	1
Shares Change (YoY)	-	4.11%	-5.74%	-0.42%	-
EPS (Basic)	-	106.00	113.00	76.00	50.77
EPS (Diluted)	-	106.00	113.00	76.00	50.77
EPS Growth	-	-6.19%	48.68%	49.69%	33.55%
Dividend Per Share	70.200	78.000	80.000	70.500	43.300
Dividend Growth	-10.00%	-2.50%	13.48%	62.82%	113.62%
Effective Tax Rate	18.76%	19.92%	20.70%	16.13%	14.09%