EPA:MLCFM Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	476.87	323.08	388.39	210.35	458.12
Investment Securities	417.74	297.75	47.83	36.32	77.3
Trading Asset Securities	52.48	55.13	64.42	80.16	30.72
Total Investments	470.22	352.88	112.25	116.48	108.01
Gross Loans	3,585	3,535	3,194	3,768	3,717
Allowance for Loan Losses	-10.99	-7.93	-8.36	-7.31	-7.2
Net Loans	3,574	3,527	3,185	3,761	3,710
Property, Plant & Equipment	149.49	141.26	135.19	137.23	140.46
Other Intangible Assets	41.59	42.76	43.48	44.13	43.92
Investments in Real Estate	-	-	-	-	1.14
Accrued Interest Receivable	9.7	9.24	8.99	8.87	9.46
Other Receivables	2,179	2,093	3,024	1,676	965.72
Restricted Cash	304.19	511.27	762.76	1,161	864.84
Other Current Assets	5.6	6.25	5.52	2.59	34.1
Long-Term Deferred Tax Assets	4.02	3.87	4.56	5.69	2.36
Other Long-Term Assets	0.56	0.72	0.02	0	0.02
Total Assets	7,215	7,012	7,671	7,123	6,338
Accrued Expenses	50.04	48.12	47.96	42.69	37.31
Interest Bearing Deposits	5,828	5,491	6,157	6,273	5,745
Total Deposits	5,828	5,491	6,157	6,273	5,745
Short-Term Borrowings	36.91	37.75	48.72	39.01	23.12
Current Portion of Leases	6.56	5.37	2.48	-	-
Current Income Taxes Payable	11.72	14.79	16.09	8.94	4.66
Other Current Liabilities	30.58	61.88	31.82	41.69	14.06
Long-Term Debt	800.2	905.61	919.95	304.24	80.7
Long-Term Leases	-	-	-	3.47	5.34
Pension & Post-Retirement Benefits	6.97	5.66	5.46	4.55	5.14
Long-Term Deferred Tax Liabilities	8.06	8.8	8.93	9.19	10
Other Long-Term Liabilities	10.42	11.93	28.15	16.7	41.32
Total Liabilities	6,789	6,591	7,266	6,744	5,966
Common Stock	34.95	34.95	34.95	34.95	34.95
Additional Paid-In Capital	323.97	307.59	288.78	287.22	286.96
Retained Earnings	67.99	79.08	84.24	65.28	46.97
Comprehensive Income & Other	-1.45	-0.38	-3.69	-8.41	2.46
Total Common Equity	425.46	421.24	404.29	379.05	371.33
Shareholders' Equity	425.46	421.24	404.29	379.05	371.33
Total Liabilities & Equity	7,215	7,012	7,671	7,123	6,338
Total Debt	843.67	948.72	971.15	346.72	109.17
Net Cash (Debt)	-304.06	-562.95	-505.23	-47.25	389.28
Net Cash Growth	-	-	-	-	-14.48%
Net Cash Per Share	-531.09	-1005.42	-939.42	-82.80	679.36
Filing Date Shares Outstanding	0.57	0.57	0.57	0.57	0.57
Total Common Shares Outstanding	0.57	0.57	0.57	0.57	0.57
Book Value Per Share	742.52	735.16	705.57	661.52	648.05
Tangible Book Value	383.88	378.49	360.82	334.92	327.41
Tangible Book Value Per Share	669.95	660.54	629.70	584.50	571.40