EPA:MLCFM Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	55.41	42.56	64.49	56.56	37.84
Net Interest Income Growth	30.18%	-34.01%	14.03%	49.48%	8.72%
Non-Interest Income	134.98	156.89	132.71	104.09	91.56
Non-Interest Income Growth	-13.96%	18.21%	27.50%	13.68%	10.51%
Revenues Before Loan Losses	190.47	199.4	197.23	160.62	129.4
Provision for Credit Losses	4.21	3.02	0.83	3.89	-1.78
Revenue	186.27	196.38	196.4	156.73	131.18
Revenue Growth	-5.15%	-0.01%	25.31%	19.48%	12.99%
Selling, General & Admin	117.25	115.66	113.15	99.51	91.78
Other Non-Interest Expenses	7.62	6.66	6.59	5.54	5.53
Total Non-Interest Expense	124.87	122.31	119.74	105.05	97.31
Pretax Income	61.4	74.07	76.66	51.68	33.87
Provision for Income Taxes	11.5	14.76	15.86	8.34	4.77
Net Income	49.81	59.35	60.77	43.36	29.09
Net Income to Common	49.81	59.35	60.77	43.36	29.09
Net Income Growth	-16.08%	-2.34%	40.15%	49.06%	33.55%
Shares Outstanding (Basic)	1	1	1	1	1
Shares Outstanding (Diluted)	1	1	1	1	1
Shares Change	-	6.54%	-6.14%	0.45%	-
EPS (Basic)	87.00	106.00	113.00	76.00	51.00
EPS (Diluted)	87.00	106.00	113.00	76.00	51.00
EPS Growth	-17.93%	-6.19%	48.68%	49.02%	-
Free Cash Flow	-7.16	-268.22	-177.13	74.87	368.81
Free Cash Flow Growth	-	-	-	-79.70%	-9.47%
Free Cash Flow Per Share	-12.49	-468.09	-329.35	130.65	646.54
Dividends Per Share	70.200	78.000	80.000	70.500	43.300
Dividend Growth	-10.00%	-2.50%	13.48%	62.82%	113.62%
Profit Margin	26.74%	30.22%	30.94%	27.67%	22.18%
FCF Margin	-3.84%	-136.58%	-90.19%	47.77%	281.15%
Effective Tax Rate	18.73%	19.93%	20.69%	16.14%	14.09%