ProCredit Holding AG (ETR:PCZ)
Germany · Delayed Price · Currency is EUR | Market Cap | 483.56M -14.7% |
| Revenue (ttm) | 430.55M -4.4% |
| Net Income | 79.91M -16.7% |
| EPS | 1.36 -16.8% |
| Shares Out | 58.90M |
| PE Ratio | 6.05 |
| Forward PE | 5.37 |
| Dividend | 0.47 (5.72%) |
| Ex-Dividend Date | Jun 4, 2026 |
| Volume | n/a |
| Open | 8.22 |
| Previous Close | 8.16 |
| Day's Range | 8.05 - 8.23 |
| 52-Week Range | 6.90 - 10.30 |
| Beta | 1.36 |
| Analysts | Strong Buy |
| Price Target | 14.73 (+79.42%) |
| Earnings Date | Aug 13, 2026 |
About ProCredit Holding AG
ProCredit Holding AG, together with its subsidiaries, provides commercial banking products and services for small and medium enterprises and private clients in Europe, South America, and Germany. The company accepts various deposits, including current, savings, and term deposit accounts. It also offers business loans for wholesale and retail trade; agriculture; forestry and fishing; production; transportation and storage; construction and real estate; hotel, restaurant, and catering; electricity, gas, steam, and air conditioning supply; and oth... [Read more]
Financial Performance
In 2025, ProCredit Holding AG's revenue was 429.08 million, a decrease of -4.77% compared to the previous year's 450.59 million. Earnings were 83.45 million, a decrease of -19.99%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for PCZ stock is "Strong Buy." The 12-month stock price target is €14.73, which is an increase of 79.42% from the latest price.
News
ProCredit Holding AG Slides: Investor presentation
ProCredit Holding AG has posted slides in relation to its latest quarterly earnings report, which was published on June 10, 2026.
ProCredit Holding AG Earnings Call Transcript: Q1 2026
Q1 2026 saw strong loan and client growth, especially in micro and retail, with operating income up 5% year-on-year and ROE at 8%. Guidance for 2026 is reaffirmed, targeting 12%-15% loan growth and 7% ROE, despite geopolitical risks and fee income headwinds.
ProCredit Holding AG Quarterly report: Q1 2026
ProCredit Holding AG has published its Q1 2026 quarterly earnings report on May 13, 2026.
ProCredit Holding AG Slides: Q1 2026
ProCredit Holding AG has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 13, 2026.
ProCredit initiated with a Buy at Berenberg
Berenberg initiated coverage of ProCredit (PRRCF) with a Buy rating and EUR 15.50 price target The stock trades at a “significant” discount to peers, at less than half the book…
ProCredit Holding AG Earnings Call Transcript: Q4 2025
Strong loan and deposit growth of 13% FX-adjusted in 2025, with digital transformation accelerating and a stable CET1 ratio of 13.1%. 2026 ROE is guided at 7% due to ongoing investments and one-offs, but medium-term targets of 13%-14% ROE and improved cost efficiency remain on track.
ProCredit Holding AG Slides: Q4 2025
ProCredit Holding AG has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on March 19, 2026.
ProCredit Holding AG Earnings release: Q4 2025
ProCredit Holding AG released its Q4 2025 earnings on March 19, 2026, summarizing the period's financial results.
ProCredit Holding AG Annual report: Q4 2025
ProCredit Holding AG has published its Q4 2025 annual report on March 19, 2026.
ProCredit Holding AG Earnings Call Transcript: Q3 2025
Loan portfolio grew 10.2% year-over-year, driven by micro, small, and retail segments, but profitability was impacted by a one-time Q3 provision. ROE guidance for 2025 was revised down to 7%-8%, while medium-term targets remain unchanged.
ProCredit Holding AG Slides: Q3 2025
ProCredit Holding AG has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on November 12, 2025.
ProCredit Holding AG Quarterly report: Q3 2025
ProCredit Holding AG has published its Q3 2025 quarterly earnings report on November 12, 2025.
ProCredit Holding AG Earnings Call Transcript: Q2 2025
Loan portfolio grew 7.2% FX-adjusted in H1 2025, with strong retail and SME momentum and a 9% ROE. Strategic investments are largely absorbed, cost-income ratio is elevated at 70.9%, and guidance for 2025 is reaffirmed despite macroeconomic uncertainty.
ProCredit Holding AG Quarterly report: Q2 2025
ProCredit Holding AG has published its Q2 2025 quarterly earnings report on August 14, 2025.
ProCredit Holding AG Slides: Q2 2025
ProCredit Holding AG has posted slides in relation to its Q2 2025 quarterly earnings report, which was published on August 14, 2025.