Germany · Delayed Price · Currency is EUR ProCredit Holding AG Statistics
Total Valuation
ETR:PCZ has a market cap or net worth of EUR 501.23 million.
| Market Cap | 501.23M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, August 13, 2026.
| Earnings Date | Aug 13, 2026 |
| Ex-Dividend Date | Jun 4, 2026 |
Share Statistics
ETR:PCZ has 58.90 million shares outstanding. The number of shares has decreased by -0.11% in one year.
| Current Share Class | 58.90M |
| Shares Outstanding | 58.90M |
| Shares Change (YoY) | -0.11% |
| Shares Change (QoQ) | +1.18% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 33.56% |
| Float | 34.04M |
Valuation Ratios
The trailing PE ratio is 6.69 and the forward PE ratio is 6.07. ETR:PCZ's PEG ratio is 0.44.
| PE Ratio | 6.69 |
| Forward PE | 6.07 |
| PS Ratio | 1.15 |
| PB Ratio | 0.41 |
| P/TBV Ratio | 0.49 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.44 |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -1.05 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.60%.
| Return on Equity (ROE) | 6.60% |
| Return on Assets (ROA) | 0.66% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.37% |
| Revenue Per Employee | 94,240 |
| Profits Per Employee | 16,251 |
| Employee Count | 4,660 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ETR:PCZ has paid 25.55 million in taxes.
| Income Tax | 25.55M |
| Effective Tax Rate | 25.44% |
Stock Price Statistics
The stock price has decreased by -6.52% in the last 52 weeks. The beta is 1.37, so ETR:PCZ's price volatility has been higher than the market average.
| Beta (5Y) | 1.37 |
| 52-Week Price Change | -6.52% |
| 50-Day Moving Average | 8.29 |
| 200-Day Moving Average | 8.18 |
| Relative Strength Index (RSI) | 69.98 |
| Average Volume (20 Days) | 26,541 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ETR:PCZ had revenue of EUR 434.35 million and earned 74.90 million in profits. Earnings per share was 1.27.
| Revenue | 434.35M |
| Gross Profit | 434.35M |
| Operating Income | 101.35M |
| Pretax Income | 100.45M |
| Net Income | 74.90M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.27 |
Balance Sheet
The company has 1.66 billion in cash and 1.25 billion in debt, with a net cash position of 410.96 million or 6.98 per share.
| Cash & Cash Equivalents | 1.66B |
| Total Debt | 1.25B |
| Net Cash | 410.96M |
| Net Cash Per Share | 6.98 |
| Equity (Book Value) | 1.23B |
| Book Value Per Share | 18.31 |
| Working Capital | -6.89B |
Cash Flow
In the last 12 months, operating cash flow was -1.15 billion and capital expenditures -41.36 million, giving a free cash flow of -1.19 billion.
| Operating Cash Flow | -1.15B |
| Capital Expenditures | -41.36M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 26.03M |
| Free Cash Flow | -1.19B |
| FCF Per Share | -20.23 |
Margins
| Gross Margin | n/a |
| Operating Margin | 23.33% |
| Pretax Margin | 23.13% |
| Profit Margin | 17.24% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.47, which amounts to a dividend yield of 5.70%.
| Dividend Per Share | 0.47 |
| Dividend Yield | 5.70% |
| Dividend Growth (YoY) | -20.34% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 46.40% |
| Buyback Yield | 0.11% |
| Shareholder Yield | 5.81% |
| Earnings Yield | 14.94% |
| FCF Yield | -237.71% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for ETR:PCZ is 15.00, which is 72.02% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | 15.00 |
| Price Target Difference | 72.02% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 10.56% |
| EPS Growth Forecast (3Y) | 17.35% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |