ProCredit Holding AG (ETR:PCZ)
Germany · Delayed Price · Currency is EUR 8.72
+0.21 (2.47%)
Aug 27, 2026, 11:54 AM CET
ProCredit Holding AG Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 434.35 | 429.08 | 450.59 | 399.4 | 238.84 | 280.5 |
Revenue Growth | -3.21% | -4.77% | 12.82% | 67.23% | -14.85% | 23.93% |
Net Income Net Income Growth | 74.9 | 83.45 | 104.31 | 113.37 | 16.5 | 79.64 |
Earnings Per Share EPS Growth | 1.27 | 1.42 | 1.77 | 1.92 | 0.28 | 1.35 |
EPS Growth | -20.01% | -19.99% | -7.99% | 587.23% | -79.29% | 92.39% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Eastern Europe Eastern Europe Growth | 120.97 | 117.73 | 122.51 | 110.2 | 11.85 | 86.85 |
South Eastern Europe South Eastern Europe Growth | 305.95 | 303.96 | 303.2 | 252.57 | 190 | 166.28 |
South America South America Growth | 16.67 | 10.67 | 19.77 | 18.08 | 24.71 | 18.85 |
Consolidation Consolidation Growth | -180.97 | -126.17 | -158.73 | -143.22 | -0.15 | -0.08 |
Germany Germany Growth | 170.84 | 121.88 | 162.7 | 159.37 | 15.58 | 13.43 |
Total Total Growth | 433.46 | 428.08 | 449.45 | 397 | 241.99 | 285.33 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,659 | 2,015 | 2,108 | 2,284 | 1,841 | 1,430 |
Total Debt Total Debt Growth | 1,248 | 1,322 | 1,325 | 1,442 | 1,629 | 1,775 |
Net Cash (Debt) Net Cash Growth | 410.96 | 693.45 | 782.69 | 842.32 | 211.67 | -345.04 |
Net Cash Growth | -20.49% | -11.40% | -7.08% | 297.94% | - | - |
Net Cash Per Share Net Cash Per Share Growth | 6.98 | 11.77 | 13.29 | 14.30 | 3.59 | -5.86 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -1,150 | -947.17 | -1,210 | -445.13 | -176.59 | -509.61 |
Capital Expenditures CapEx Growth | -41.36 | -41.36 | -41.03 | -27.85 | -21.22 | -17.49 |
Free Cash Flow Free Cash Flow Growth | -1,191 | -988.53 | -1,251 | -472.98 | -197.81 | -527.1 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 17.24% | 19.45% | 23.15% | 28.39% | 6.91% | 28.39% |
FCF Margin | -274.30% | -230.38% | -277.59% | -118.42% | -82.82% | -187.92% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 0.470 | 0.470 | 0.590 | 0.640 |
Dividend Per Share Growth | -20.34% | -20.34% | -7.81% | - |
Dividend Yield | 5.70% | 5.92% | 8.61% | 9.52% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.69 | 5.96 | 4.36 | 4.21 | 13.32 | 5.93 |
Forward PE | 6.07 | 4.70 | 4.17 | 4.27 | 3.59 | 6.14 |
PS Ratio | 1.15 | 1.16 | 1.01 | 1.20 | 0.92 | 1.68 |