ProCredit Holding AG (ETR:PCZ)
Germany · Delayed Price · Currency is EUR 8.26
-0.06 (-0.72%)
Aug 6, 2026, 5:35 PM CET
ProCredit Holding AG Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 110.6 | 439.27 | 444.3 | 412.51 | 339.85 | 281.88 |
Revenue Growth | -50.52% | -1.13% | 7.71% | 21.38% | 20.56% | 11.81% |
Net Income Net Income Growth | 11.2 | 83.45 | 104.31 | 113.37 | 16.5 | 79.64 |
Earnings Per Share EPS Growth | 1.36 | 1.42 | 1.77 | 1.92 | 0.28 | 1.35 |
EPS Growth | -16.56% | -19.77% | -7.81% | 585.71% | -79.26% | 92.86% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
South Eastern Europe South Eastern Europe Growth | 306.76 | 303.96 | 303.2 | 252.57 | 190 | 166.28 |
Eastern Europe Eastern Europe Growth | 116.43 | 117.73 | 122.51 | 110.2 | 11.85 | 86.85 |
South America South America Growth | 13.97 | 10.67 | 19.77 | 18.08 | 24.71 | 18.85 |
Germany Germany Growth | 119.28 | 121.88 | 162.7 | 159.37 | 15.58 | 13.43 |
Consolidation Consolidation Growth | - | -126.17 | -158.73 | -143.22 | -0.15 | -0.08 |
Total Total Growth | 430.28 | 428.08 | 449.45 | 397 | 241.99 | 285.33 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 1,950 | 2,166 | 2,164 | 2,348 | 1,940 | 1,546 |
Total Debt Total Debt Growth | 472.7 | 465.94 | 345.75 | 286.36 | 285.59 | 440.61 |
Net Cash (Debt) Net Cash Growth | -472.7 | -465.94 | -345.75 | -286.36 | -285.59 | -440.61 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -57.40 | -7.91 | -5.87 | -4.86 | -4.85 | -7.48 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -104.13 | -104.13 | -176.75 | 524.05 | 566.94 | 133.15 |
Capital Expenditures CapEx Growth | -41.36 | -41.36 | -41.03 | -27.85 | -21.22 | -17.49 |
Free Cash Flow Free Cash Flow Growth | -145.49 | -145.49 | -217.78 | 496.2 | 545.71 | 115.66 |
Free Cash Flow Growth | - | - | - | -9.07% | 371.85% | 8.44% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 27.94% | 24.05% | 33.01% | 36.37% | 5.25% | 33.54% |
Profit Margin | 10.13% | 19.00% | 23.48% | 27.48% | 4.85% | 28.25% |
FCF Margin | 0.00% | -33.12% | -49.02% | 120.29% | 160.58% | 41.03% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.470 | 0.470 | 0.590 | 0.640 | - | - |
Dividend Per Share Growth | -20.34% | -20.34% | -7.81% | - | - | - |
Dividend Yield | 5.65% | 6.99% | 8.29% | 0.00% | 0.00% | 6.61% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 7, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.09 | 5.94 | 4.36 | 4.22 | 13.32 | 5.94 |
Forward PE | 5.45 | 4.70 | 4.17 | 4.27 | 3.59 | 6.14 |
P/FCF Ratio | - | - | - | 0.96 | 0.40 | 4.08 |
PS Ratio | 1.13 | 1.13 | 1.02 | 1.16 | 0.65 | 1.68 |