Access Bank (Ghana) Plc (GHSE:ACCESS)
Ghana · Delayed Price · Currency is GHS 16.37
0.00 (0.00%)
At close: Aug 15, 2025
Access Bank (Ghana) Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest Income on Loans | 1,873 | 1,784 | 1,278 | 993.29 | 746.03 | 639.54 | Upgrade |
Interest Paid on Deposits | 993.5 | 942.26 | 680.43 | 458.4 | 284.91 | 264.54 | Upgrade |
Net Interest Income | 879.92 | 842.08 | 597.82 | 534.89 | 461.12 | 374.99 | Upgrade |
Net Interest Income Growth (YoY) | 58.48% | 40.86% | 11.76% | 16.00% | 22.97% | 105.32% | Upgrade |
Income From Trading Activities | 629.38 | 715.65 | 677.83 | 469.68 | 304.55 | 151.39 | Upgrade |
Gain (Loss) on Sale of Assets | 1.24 | 1.24 | 0.65 | 0.51 | 0.25 | - | Upgrade |
Other Non-Interest Income | 499.05 | 409.02 | 336.86 | 145.69 | 65.92 | 57.68 | Upgrade |
Total Non-Interest Income | 1,130 | 1,126 | 1,015 | 615.89 | 370.72 | 209.07 | Upgrade |
Non-Interest Income Growth (YoY) | -0.53% | 10.89% | 64.86% | 66.13% | 77.32% | 4.29% | Upgrade |
Revenues Before Loan Losses | 2,010 | 1,968 | 1,613 | 1,151 | 831.84 | 584.06 | Upgrade |
Provision for Loan Losses | 386.22 | 387.71 | 127.4 | 1,264 | 104.23 | 17.02 | Upgrade |
| 1,623 | 1,580 | 1,486 | -113.28 | 727.61 | 567.04 | Upgrade | |
Revenue Growth (YoY) | 3.78% | 6.36% | - | - | 28.32% | 38.44% | Upgrade |
Salaries and Employee Benefits | 305.66 | 252.96 | 184.66 | 143.66 | 89.36 | 82.11 | Upgrade |
Occupancy Expenses | 102.44 | 88.49 | 56.4 | 27.64 | 24.91 | 33.73 | Upgrade |
Other Non-Interest Expense | 343.83 | 279.28 | 206.87 | 156.01 | 112.43 | 95.73 | Upgrade |
Total Non-Interest Expense | 751.92 | 620.73 | 447.92 | 327.32 | 226.7 | 211.57 | Upgrade |
EBT Excluding Unusual Items | 871.45 | 959.55 | 1,038 | -440.6 | 500.91 | 355.47 | Upgrade |
Asset Writedown | -0.35 | -0.35 | -0.02 | - | - | - | Upgrade |
Pretax Income | 871.1 | 959.2 | 1,038 | -440.6 | 500.91 | 355.47 | Upgrade |
Income Tax Expense | 391.45 | 422.29 | 419.35 | -102.47 | 179.33 | 114.68 | Upgrade |
Net Income | 479.65 | 536.91 | 618.47 | -338.14 | 321.58 | 240.79 | Upgrade |
Net Income to Common | 479.65 | 536.91 | 618.47 | -338.14 | 321.58 | 240.79 | Upgrade |
Net Income Growth | -25.73% | -13.19% | - | - | 33.55% | 38.62% | Upgrade |
Basic Shares Outstanding | 174 | 174 | 174 | 174 | 174 | 177 | Upgrade |
Diluted Shares Outstanding | 174 | 174 | 174 | 174 | 174 | 177 | Upgrade |
Shares Change (YoY) | 0.08% | - | - | - | -1.75% | 1.79% | Upgrade |
EPS (Basic) | 2.76 | 3.09 | 3.56 | -1.94 | 1.85 | 1.36 | Upgrade |
EPS (Diluted) | 2.76 | 3.09 | 3.56 | -1.94 | 1.85 | 1.36 | Upgrade |
EPS Growth | -25.80% | -13.19% | - | - | 35.93% | 36.19% | Upgrade |
Dividend Per Share | 0.889 | 0.889 | - | 0.794 | 0.793 | 0.230 | Upgrade |
Dividend Growth | - | - | - | 0.19% | 244.73% | - | Upgrade |
Effective Tax Rate | 44.94% | 44.02% | 40.41% | - | 35.80% | 32.26% | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.