Access Bank (Ghana) Ratios and Metrics

Market cap in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	5,549	2,818	905	591	698	548
Market Cap Growth	251.71%	211.54%	52.94%	-15.21%	27.30%	-28.25%
Last Close Price	31.90	16.20	5.09	3.33	3.93	2.10
PE Ratio	25.38	9.84	1.69	0.96	-	1.70
PS Ratio	4.16	1.97	0.57	0.40	-6.16	0.75
PB Ratio	2.57	1.38	0.52	0.42	0.69	0.40
P/FCF Ratio	-	5.13	-	-	1.88	-
P/OCF Ratio	-	4.43	-	-	1.65	-
Debt / Equity Ratio	0.40	0.43	0.58	0.81	0.88	0.60
Debt / FCF Ratio	-	1.61	-	-	2.40	-
Net Debt / Equity Ratio	-2.17	-0.22	-1.09	-0.50	-1.81	-0.63
Net Debt / FCF Ratio	6.04	-0.82	2.34	0.26	-4.95	0.73
Return on Equity (ROE)	10.63%	15.07%	33.98%	51.18%	-28.45%	26.63%
Return on Assets (ROA)	1.15%	1.61%	3.72%	5.53%	-3.86%	4.84%
Earnings Yield	3.93%	10.17%	59.36%	104.57%	-48.48%	58.69%
FCF Yield	-13.97%	19.51%	-90.73%	-455.38%	53.17%	-214.38%
Dividend Yield	1.96%	3.85%	7.16%	-	20.22%	37.70%
Payout Ratio	29.11%	22.13%	-	-	-	-
Buyback Yield / Dilution	0.47%	-	-	-	-	1.75%
Total Shareholder Return	2.42%	3.85%	7.16%	-	20.22%	39.45%