Access Bank (Ghana) Plc (GHSE:ACCESS)
Ghana · Delayed Price · Currency is GHS 31.89
0.00 (0.00%)
At close: Aug 10, 2026
Access Bank (Ghana) Financials Overview
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,379 | 1,432 | 1,580 | 1,486 | -113.28 | 727.61 |
Revenue Growth | -15.08% | -9.38% | 6.36% | - | - | 28.32% |
Net Income Net Income Growth | 256.56 | 286.47 | 536.91 | 618.47 | -338.14 | 321.58 |
Earnings Per Share EPS Growth | 1.48 | 1.65 | 3.09 | 3.56 | -1.94 | 1.85 |
EPS Growth | -46.47% | -46.64% | -13.19% | - | - | 35.93% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Institutional Banking Institutional Banking Growth | 372.24 | 315.33 | 191.36 | 85.81 | 100.62 |
Commercial Banking Commercial Banking Growth | 147.54 | 133.76 | 101.88 | 51.07 | 50.73 |
Personal and Business Banking Personal and Business Banking Growth | 423.89 | 854.54 | 250.62 | 382.92 | 260.61 |
Treasury and Investment Banking Treasury and Investment Banking Growth | 450.57 | 93.28 | 1,069 | 630.97 | 419.88 |
Total Total Growth | 1,394 | 1,397 | 1,613 | 1,151 | 831.84 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 4,932 | 1,339 | 2,944 | 1,849 | 2,724 | 1,685 |
Total Debt Total Debt Growth | 894.13 | 885.79 | 1,025 | 1,140 | 888.34 | 822.72 |
Net Cash (Debt) Net Cash Growth | 4,038 | 452.86 | 1,919 | 708.21 | 1,835 | 861.79 |
Net Cash Growth | -29.39% | -76.41% | 171.02% | -61.41% | 112.98% | -51.41% |
Net Cash Per Share Net Cash Per Share Growth | 23.23 | 2.60 | 11.03 | 4.07 | 10.55 | 4.95 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 1,241 | 635.5 | -587.14 | -2,604 | 423.79 | -1,075 |
Capital Expenditures CapEx Growth | -51.01 | -85.66 | -233.52 | -88.88 | -52.88 | -99.3 |
Free Cash Flow Free Cash Flow Growth | 1,190 | 549.85 | -820.66 | -2,693 | 370.9 | -1,175 |
Free Cash Flow Growth | -32.27% | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 18.61% | 20.00% | 33.98% | 41.63% | - | 44.20% |
FCF Margin | 86.31% | 38.40% | -51.93% | -181.27% | - | -161.44% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.624 | 0.624 | 0.364 | - | 0.794 | 0.793 |
Dividend Per Share Growth | - | 71.22% | - | - | 0.19% | 244.73% |
Dividend Yield | 1.96% | 3.85% | 7.16% | - | 20.22% | 37.70% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 21.61 | 9.84 | 1.69 | 0.96 | - | 1.70 |
P/FCF Ratio | 4.66 | 5.13 | - | - | 1.88 | - |
PS Ratio | 4.02 | 1.97 | 0.57 | 0.40 | -6.16 | 0.75 |