Access Bank (Ghana) Plc (GHSE:ACCESS)

Access Bank (Ghana) Statistics

Total Valuation

GHSE:ACCESS has a market cap or net worth of GHS 4.80 billion.

Market Cap	4.80B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, July 29, 2026.

Earnings Date	Jul 29, 2026
Ex-Dividend Date	n/a

Share Statistics

GHSE:ACCESS has 173.95 million shares outstanding. The number of shares has decreased by -0.47% in one year.

Current Share Class	173.95M
Shares Outstanding	173.95M
Shares Change (YoY)	-0.47%
Shares Change (QoQ)	+0.58%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	173.95M

Valuation Ratios

The trailing PE ratio is 21.96.

PE Ratio	21.96
Forward PE	n/a
PS Ratio	3.60
PB Ratio	2.22
P/TBV Ratio	2.24
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.11
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.63%.

Return on Equity (ROE)	10.63%
Return on Assets (ROA)	1.15%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.24%
Revenue Per Employee	1.72M
Profits Per Employee	281,052
Employee Count	775
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GHSE:ACCESS has paid 330.86 million in taxes.

Income Tax	330.86M
Effective Tax Rate	60.30%

Stock Price Statistics

The stock price has increased by +200.00% in the last 52 weeks. The beta is -0.08, so GHSE:ACCESS's price volatility has been lower than the market average.

Beta (5Y)	-0.08
52-Week Price Change	+200.00%
50-Day Moving Average	37.55
200-Day Moving Average	21.98
Relative Strength Index (RSI)	13.63
Average Volume (20 Days)	954

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, GHSE:ACCESS had revenue of GHS 1.33 billion and earned 217.82 million in profits. Earnings per share was 1.26.

Revenue	1.33B
Gross Profit	1.33B
Operating Income	548.68M
Pretax Income	548.68M
Net Income	217.82M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.26

Balance Sheet

The company has 5.54 billion in cash and 862.96 million in debt, with a net cash position of 4.68 billion or 26.91 per share.

Cash & Cash Equivalents	5.54B
Total Debt	862.96M
Net Cash	4.68B
Net Cash Per Share	26.91
Equity (Book Value)	2.16B
Book Value Per Share	12.50
Working Capital	-9.71B

Cash Flow

In the last 12 months, operating cash flow was -693.46 million and capital expenditures -81.54 million, giving a free cash flow of -775.00 million.

Operating Cash Flow	-693.46M
Capital Expenditures	-81.54M
Depreciation & Amortization	n/a
Net Borrowing	-140.65M
Free Cash Flow	-775.00M
FCF Per Share	-4.46

Margins

Gross Margin	n/a
Operating Margin	41.10%
Pretax Margin	41.10%
Profit Margin	16.32%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.36, which amounts to a dividend yield of 1.32%.

Dividend Per Share	0.36
Dividend Yield	1.32%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	29.11%
Buyback Yield	0.47%
Shareholder Yield	1.79%
Earnings Yield	4.54%
FCF Yield	-16.14%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2