Access Bank (Ghana) Plc (GHSE:ACCESS)
Ghana · Delayed Price · Currency is GHS 0.00
0.00 (0.00%)
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Access Bank (Ghana) Cash Flow Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 210.9 | 286.47 | 536.91 | 618.47 | -338.14 | 321.58 |
Depreciation & Amortization | 75.84 | 78.68 | 57.25 | 34.12 | 24.73 | 23.74 |
Other Amortization | 13.98 | 32.16 | 31.24 | 22.28 | 2.92 | 1.17 |
Gain (Loss) on Sale of Assets | -1.87 | -0.61 | -1.23 | -0.65 | -0.55 | -0.25 |
Gain (Loss) on Sale of Investments | -44.66 | -39.81 | 324.9 | 96.61 | 1,216 | - |
Total Asset Writedown | 0.7 | 0.29 | 0.35 | 0.02 | - | 0.38 |
Provision for Credit Losses | 76.62 | 76.62 | 59.76 | 30.05 | 46.83 | 105.09 |
Change in Other Net Operating Assets | 1,712 | 891.77 | -489.18 | -2,222 | 122.54 | -57.2 |
Other Operating Activities | -297.51 | -690.05 | -1,107 | -1,183 | -650.65 | -1,470 |
Operating Cash Flow | 1,746 | 635.5 | -587.14 | -2,604 | 423.79 | -1,075 |
Operating Cash Flow Growth | 669.37% | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -123.3 | -85.66 | -233.52 | -88.88 | -52.88 | -99.3 |
Sale of Property, Plant and Equipment | 4.43 | 2.52 | 1.97 | 10.57 | 13.17 | 0.33 |
Investment in Securities | -2,281 | -2,281 | -1,151 | - | - | - |
Purchase / Sale of Intangibles | -10.38 | -8.37 | -9.97 | -28.26 | -55.88 | -0.13 |
Investing Cash Flow | -2,410 | -2,373 | -1,392 | -106.57 | -95.59 | -99.1 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 491.05 | 3,265 | 1,153 | 2,143 | 1,076 |
Long-Term Debt Repaid | - | -425.66 | -3,179 | -1,291 | -2,844 | -769.44 |
Lease Payments | -35.4 | -20.78 | -3.72 | -20.32 | -11.49 | -12.53 |
Net Debt Issued (Repaid) | -100.96 | 65.4 | 85.58 | -137.82 | -701.21 | 306.44 |
Common Dividends Paid | - | -63.4 | - | - | -137.89 | - |
Net Increase (Decrease) in Deposit Accounts | 1,988 | 2,382 | 2,942 | 1,766 | 2,304 | 1,057 |
Other Financing Activities | - | - | - | -3.8 | -3.41 | -2.34 |
Financing Cash Flow | 1,887 | 2,384 | 3,028 | 1,624 | 1,462 | 1,361 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -464.39 | -457.65 | 241.14 | 28.32 | 15.02 | 0.33 |
Net Cash Flow | 758.41 | 189.6 | 1,290 | -1,059 | 1,805 | 186.57 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1,623 | 549.85 | -820.66 | -2,693 | 370.9 | -1,175 |
Free Cash Flow Growth | 2461.82% | - | - | - | - | - |
Free Cash Flow Margin | 124.54% | 38.40% | -51.93% | -181.27% | - | -161.44% |
Free Cash Flow Per Share | 9.34 | 3.16 | -4.72 | -15.48 | 2.13 | -6.75 |
Free Cash Flow After Leases | 1,588 | 529.07 | -824.38 | -2,714 | 359.41 | -1,187 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 63.07 | 63.07 | 560.63 | 684.23 | 462.03 | 284.91 |
Cash Income Tax Paid | 162.15 | 317.11 | 482.32 | 325.92 | 236.47 | 183.38 |