Access Bank (Ghana) Plc (GHSE:ACCESS)
Ghana · Delayed Price · Currency is GHS 24.43
+2.22 (10.00%)
At close: Sep 14, 2026
Access Bank (Ghana) Balance Sheet
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 4,398 | 822.51 | 2,411 | 1,426 | 2,450 | 507.23 |
Investment Securities | 6,590 | 7,294 | 5,136 | 5,115 | 3,954 | 3,580 |
Trading Asset Securities | 533.91 | 516.14 | 533.07 | 422.21 | 274.17 | 1,177 |
Total Investments | 7,124 | 7,810 | 5,669 | 5,537 | 4,228 | 4,758 |
Gross Loans | 4,943 | 5,234 | 3,800 | 2,437 | 1,707 | 1,370 |
Allowance for Loan Losses | - | -177.22 | -100.61 | -93.82 | -66.33 | -203.35 |
Net Loans | 4,943 | 5,057 | 3,699 | 2,344 | 1,641 | 1,167 |
Property, Plant & Equipment | 614.63 | 619.28 | 627.2 | 439.84 | 385.6 | 359.24 |
Other Intangible Assets | 13.76 | 19.97 | 43.76 | 64.57 | 57.04 | 1.29 |
Other Receivables | 164.46 | 1,073 | 1,921 | 945.84 | 409.93 | 176.01 |
Restricted Cash | - | 3,315 | 1,533 | 1,231 | 635.23 | 462.3 |
Other Current Assets | - | 70.27 | 59.52 | 21.97 | 11.97 | 6.08 |
Long-Term Deferred Tax Assets | 159.04 | 159.04 | 185.24 | 293.96 | 239.05 | 18.67 |
Other Long-Term Assets | 878.16 | 77 | 412.17 | 0 | - | - |
Total Assets | 18,295 | 19,023 | 16,562 | 12,304 | 10,057 | 7,455 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 14,379 | 6,416 | 4,445 | 3,565 | 2,500 | 2,449 |
Non-Interest Bearing Deposits | - | 8,910 | 8,714 | 5,704 | 5,003 | 2,750 |
Total Deposits | 14,379 | 15,326 | 13,158 | 9,269 | 7,503 | 5,199 |
Current Portion of Long-Term Debt | - | 306.88 | 654.08 | 851.33 | 455.7 | 479.31 |
Long-Term Debt | 851.72 | 534.19 | 305.25 | 240.3 | 389.56 | 310.75 |
Long-Term Leases | 42.41 | 44.72 | 65.79 | 48.69 | 43.08 | 32.66 |
Other Long-Term Liabilities | 702.89 | 766.57 | 620.86 | 492.46 | 651.62 | 71.44 |
Total Liabilities | 15,976 | 16,978 | 14,804 | 10,902 | 9,043 | 6,093 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 400 | 400 | 400 | 400 | 400 | 400 |
Retained Earnings | 2,144 | 1,870 | 1,647 | 1,110 | 491.16 | 967.18 |
Comprehensive Income & Other | -225.17 | -225.17 | -288.82 | -106.89 | 123.04 | -4.61 |
Shareholders' Equity | 2,319 | 2,044 | 1,758 | 1,403 | 1,014 | 1,363 |
Total Liabilities & Equity | 18,295 | 19,023 | 16,562 | 12,304 | 10,057 | 7,455 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 894.13 | 885.79 | 1,025 | 1,140 | 888.34 | 822.72 |
Net Cash (Debt) | 4,038 | 452.86 | 1,919 | 708.21 | 1,835 | 861.79 |
Net Cash Growth | -29.39% | -76.41% | 171.02% | -61.41% | 112.98% | -51.41% |
Net Cash Per Share | 23.23 | 2.60 | 11.03 | 4.07 | 10.55 | 4.95 |
Filing Date Shares Outstanding | 174.74 | 173.95 | 173.95 | 173.95 | 173.95 | 174 |
Total Common Shares Outstanding | 174.74 | 173.95 | 173.95 | 173.95 | 173.95 | 174 |
Book Value Per Share | 13.27 | 11.75 | 10.10 | 8.06 | 5.83 | 7.83 |
Tangible Book Value | 2,305 | 2,024 | 1,714 | 1,338 | 957.16 | 1,361 |
Tangible Book Value Per Share | 13.19 | 11.64 | 9.85 | 7.69 | 5.50 | 7.82 |