Access Bank (Ghana) Ratios and Metrics

Market cap in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 18, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	8,109	905	591	698	548	764
Market Cap Growth	871.25%	52.94%	-15.21%	27.30%	-28.25%	-12.20%
Last Close Price	46.62	5.09	3.33	3.93	2.10	2.93
PE Ratio	18.66	1.69	0.96	-	1.70	3.17
PS Ratio	5.18	0.57	0.40	-6.16	0.75	1.35
PB Ratio	3.79	0.52	0.42	0.69	0.40	0.73
P/FCF Ratio	-	-	-	1.88	-	-
P/OCF Ratio	-	-	-	1.65	-	-
Debt / Equity Ratio	0.46	0.58	0.81	0.88	0.60	0.41
Debt / FCF Ratio	-	-	-	2.40	-	-
Net Debt / Equity Ratio	-2.39	-0.35	-0.50	-1.81	-0.63	-1.69
Net Debt / FCF Ratio	1.85	0.17	0.26	-4.95	0.73	1.60
Return on Equity (ROE)	21.31%	33.98%	51.18%	-28.45%	26.63%	25.95%
Return on Assets (ROA)	2.38%	3.72%	5.53%	-3.86%	4.84%	4.57%
Earnings Yield	5.37%	59.36%	104.57%	-48.48%	58.69%	31.53%
FCF Yield	-34.10%	-403.48%	-455.38%	53.17%	-214.38%	-145.61%
Dividend Yield	0.78%	17.45%	-	20.22%	37.70%	7.85%
Buyback Yield / Dilution	-0.12%	-	-	-	1.75%	-1.79%
Total Shareholder Return	0.66%	17.45%	-	20.22%	39.45%	6.06%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.