Access Bank (Ghana) Plc (GHSE:ACCESS)

Access Bank (Ghana) Statistics

Total Valuation

GHSE:ACCESS has a market cap or net worth of GHS 2.85 billion.

Market Cap	2.85B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, July 29, 2025.

Earnings Date	Jul 29, 2025
Ex-Dividend Date	Jul 16, 2025

Share Statistics

GHSE:ACCESS has 173.95 million shares outstanding. The number of shares has increased by 0.08% in one year.

Current Share Class	173.95M
Shares Outstanding	173.95M
Shares Change (YoY)	+0.08%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	2.68%
Owned by Institutions (%)	0.03%
Float	1.10M

Valuation Ratios

The trailing PE ratio is 5.94.

PE Ratio	5.94
Forward PE	n/a
PS Ratio	1.75
PB Ratio	1.38
P/TBV Ratio	1.40
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.92
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 25.07%.

Return on Equity (ROE)	25.07%
Return on Assets (ROA)	2.74%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.09M
Profits Per Employee	618,897
Employee Count	775
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GHSE:ACCESS has paid 391.45 million in taxes.

Income Tax	391.45M
Effective Tax Rate	44.94%

Stock Price Statistics

The stock price has increased by +241.04% in the last 52 weeks. The beta is -0.03, so GHSE:ACCESS's price volatility has been lower than the market average.

Beta (5Y)	-0.03
52-Week Price Change	+241.04%
50-Day Moving Average	14.21
200-Day Moving Average	7.32
Relative Strength Index (RSI)	98.16
Average Volume (20 Days)	2,036

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, GHSE:ACCESS had revenue of GHS 1.62 billion and earned 479.65 million in profits. Earnings per share was 2.76.

Revenue	1.62B
Gross Profit	1.62B
Operating Income	871.45M
Pretax Income	871.10M
Net Income	479.65M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.76

Balance Sheet

The company has 6.70 billion in cash and 984.99 million in debt, giving a net cash position of 5.72 billion or 32.87 per share.

Cash & Cash Equivalents	6.70B
Total Debt	984.99M
Net Cash	5.72B
Net Cash Per Share	32.87
Equity (Book Value)	2.06B
Book Value Per Share	11.86
Working Capital	-7.17B

Cash Flow

In the last 12 months, operating cash flow was -840.50 million and capital expenditures -231.81 million, giving a free cash flow of -1.07 billion.

Operating Cash Flow	-840.50M
Capital Expenditures	-231.81M
Free Cash Flow	-1.07B
FCF Per Share	-6.16

Margins

Gross Margin	n/a
Operating Margin	53.68%
Pretax Margin	53.66%
Profit Margin	29.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.89, which amounts to a dividend yield of 5.43%.

Dividend Per Share	0.89
Dividend Yield	5.43%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	-0.08%
Shareholder Yield	5.35%
Earnings Yield	16.84%
FCF Yield	-37.66%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2