Access Bank (Ghana) Plc (GHSE:ACCESS)

Access Bank (Ghana) Statistics

Total Valuation

GHSE:ACCESS has a market cap or net worth of GHS 2.82 billion.

Market Cap	2.82B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, October 31, 2025.

Earnings Date	Oct 31, 2025
Ex-Dividend Date	Jul 16, 2025

Share Statistics

GHSE:ACCESS has 173.95 million shares outstanding. The number of shares has increased by 0.12% in one year.

Current Share Class	173.95M
Shares Outstanding	173.95M
Shares Change (YoY)	+0.12%
Shares Change (QoQ)	+0.61%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	173.95M

Valuation Ratios

The trailing PE ratio is 6.49.

PE Ratio	6.49
Forward PE	n/a
PS Ratio	1.80
PB Ratio	1.32
P/TBV Ratio	1.33
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.35
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.31%.

Return on Equity (ROE)	21.31%
Return on Assets (ROA)	2.39%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.02M
Profits Per Employee	561,427
Employee Count	775
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GHSE:ACCESS has paid 367.46 million in taxes.

Income Tax	367.46M
Effective Tax Rate	45.79%

Stock Price Statistics

The stock price has increased by +241.05% in the last 52 weeks. The beta is -0.03, so GHSE:ACCESS's price volatility has been lower than the market average.

Beta (5Y)	-0.03
52-Week Price Change	+241.05%
50-Day Moving Average	16.27
200-Day Moving Average	11.46
Relative Strength Index (RSI)	28.54
Average Volume (20 Days)	4,804

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, GHSE:ACCESS had revenue of GHS 1.57 billion and earned 435.11 million in profits. Earnings per share was 2.50.

Revenue	1.57B
Gross Profit	1.57B
Operating Income	802.92M
Pretax Income	802.57M
Net Income	435.11M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.50

Balance Sheet

The company has 6.09 billion in cash and 978.57 million in debt, giving a net cash position of 5.11 billion or 29.40 per share.

Cash & Cash Equivalents	6.09B
Total Debt	978.57M
Net Cash	5.11B
Net Cash Per Share	29.40
Equity (Book Value)	2.14B
Book Value Per Share	12.21
Working Capital	-8.13B

Cash Flow

In the last 12 months, operating cash flow was -2.60 billion and capital expenditures -163.64 million, giving a free cash flow of -2.77 billion.

Operating Cash Flow	-2.60B
Capital Expenditures	-163.64M
Free Cash Flow	-2.77B
FCF Per Share	-15.90

Margins

Gross Margin	n/a
Operating Margin	51.27%
Pretax Margin	51.25%
Profit Margin	27.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.36, which amounts to a dividend yield of 2.25%.

Dividend Per Share	0.36
Dividend Yield	2.25%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	14.57%
Buyback Yield	-0.12%
Shareholder Yield	2.13%
Earnings Yield	15.44%
FCF Yield	-98.14%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2