Aktia Pankki Oyj (HEL: AKTIA)

Aktia Pankki Oyj Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	2023	2022	2021	2020	2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	421.11	360.71	119.51	93.25	83.07	81.43
Interest Income on Investments	10.64	0.14	1.44	0.35	0.4	0.46
Total Interest Income	431.75	360.85	120.96	93.61	83.47	81.89
Interest Paid on Deposits	216.68	216.68	20.33	-3	2.39	3.86
Net Interest Income	158.37	144.17	100.62	96.6	81.08	78.03
Net Interest Income Growth (YoY)	40.12%	43.28%	4.16%	19.15%	3.90%	-9.28%
Gain (Loss) on Sale of Assets	0.12	0.12	0.02	0.35	0.08	0.48
Gain (Loss) on Sale of Investments	99.2	108.1	-189.38	4.51	4.79	19.93
Other Non-Interest Income	46.35	38.65	391.69	98.94	74.31	45
Total Non-Interest Income	145.67	146.87	202.33	103.79	79.18	65.41
Non-Interest Income Growth (YoY)	-7.35%	-27.41%	94.93%	31.08%	21.05%	-29.12%
Revenues Before Loan Losses	304.04	291.04	302.95	200.4	160.26	143.45
Provision for Loan Losses	9.17	6.97	10.22	4.49	4.05	4.45
Revenue	294.87	284.07	292.73	195.9	156.21	138.99
Revenue Growth (YoY)	13.49%	-2.96%	49.42%	25.41%	12.39%	-21.68%
Salaries and Employee Benefits	80.16	80.26	76.53	81.11	66.75	66.08
Occupancy Expenses	23.79	23.49	23.29	21.5	18.28	19.48
Selling, General & Administrative	53.2	50.8	42.75	39.92	32.57	32.39
Other Non-Interest Expense	16.26	22.16	26.86	31.86	24.28	22.45
Total Non-Interest Expense	173.26	176.56	169.18	174.67	141.98	138.71
EBT Excluding Unusual Items	121.61	107.51	123.54	21.23	14.23	0.29
Asset Writedown	0.8	-1.3	-	3.12	-3.82	4.32
Other Unusual Items	-	-	-	60.27	44.68	73.65
Pretax Income	122.41	106.21	123.5	84.62	54.79	74.76
Income Tax Expense	24.49	21.99	25.17	17.27	12.17	12.93
Earnings From Continuing Operations	97.92	84.22	98.33	67.36	42.62	61.83
Net Income	97.92	84.22	98.33	67.36	42.62	61.83
Preferred Dividends & Other Adjustments	-	-	-	0.54	-	-
Net Income to Common	97.92	84.22	98.33	66.82	42.62	61.83
Net Income Growth	44.58%	-14.35%	45.98%	58.03%	-31.06%	10.39%
Basic Shares Outstanding	73	72	72	70	70	69
Diluted Shares Outstanding	73	72	72	70	70	69
Shares Change (YoY)	0.53%	0.46%	2.20%	0.96%	1.09%	0.32%
EPS (Basic)	1.35	1.16	1.37	0.95	0.61	0.90
EPS (Diluted)	1.35	1.16	1.37	0.95	0.61	0.90
EPS Growth	43.81%	-15.04%	43.99%	55.46%	-31.88%	10.56%
Dividend Per Share	0.700	0.700	0.430	0.560	0.430	0.530
Dividend Growth	62.79%	62.79%	-23.21%	30.23%	-18.87%	-13.11%
Effective Tax Rate	20.01%	20.70%	20.38%	20.40%	22.21%	17.30%

Source: S&P Capital IQ. Banks template. Financial Sources.