Aktia Pankki Oyj Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	889	909	672	683	737	884
Market Cap Growth	9.95%	35.40%	-1.65%	-7.41%	-16.55%	29.96%
Last Close Price	12.10	11.63	8.00	7.61	7.88	8.99
PE Ratio	86.43	88.56	8.85	8.39	7.50	13.23
PS Ratio	3.17	3.25	2.25	2.43	2.52	4.51
PB Ratio	1.26	1.29	0.91	0.97	1.15	1.20
P/FCF Ratio	2.32	2.37	1.43	0.57	-	2.92
P/OCF Ratio	2.14	2.19	1.34	0.56	-	2.83
Debt / Equity Ratio	6.67	6.67	5.95	5.60	5.46	4.43
Debt / FCF Ratio	12.28	12.28	9.39	3.32	-	10.79
Net Debt / Equity Ratio	4.06	4.06	3.62	3.41	3.19	1.41
Net Debt / FCF Ratio	7.47	7.47	5.72	2.02	-1.75	3.44
Return on Equity (ROE)	1.42%	1.42%	10.49%	12.10%	14.27%	9.59%
Return on Assets (ROA)	0.09%	0.09%	0.63%	0.66%	0.82%	0.61%
Earnings Yield	1.15%	1.13%	11.30%	11.91%	13.33%	7.62%
FCF Yield	43.11%	42.15%	69.99%	173.89%	-158.46%	34.30%
Dividend Yield	6.63%	6.88%	10.26%	9.19%	5.45%	6.23%
Payout Ratio	606.54%	606.53%	70.09%	41.08%	43.36%	100.47%
Buyback Yield / Dilution	-0.57%	-0.57%	-0.54%	-0.46%	-2.21%	-0.96%
Total Shareholder Return	6.06%	6.31%	9.71%	8.73%	3.25%	5.26%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.