Aktia Pankki Oyj Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	3.67	10.27	75.9	81.34	98.33	67.36
Depreciation & Amortization	16.22	16.22	21.39	21.6	21.56	21.5
Other Amortization	1.47	1.47	2.74	2.22	2.02	-
Gain (Loss) on Sale of Assets	-	-	-	-	-	-0.32
Gain (Loss) on Sale of Investments	17.47	17.47	-23.07	4.1	8.82	-10.39
Total Asset Writedown	61.76	61.76	46.19	-1.5	-37.02	2.21
Provision for Credit Losses	15.77	15.77	10.63	6.97	10.22	4.49
Change in Trading Asset Securities	63.98	63.98	44.12	-5.54	47.18	99.34
Change in Other Net Operating Assets	243.37	235.57	331.11	1,094	-1,309	127.45
Other Operating Activities	-8.57	-5.97	-7.91	4.15	-0.11	0.35
Operating Cash Flow	414.74	416.14	500.46	1,209	-1,156	312.8
Operating Cash Flow Growth	-20.36%	-16.85%	-58.62%	-	-	-
Capital Expenditures	-31.99	-32.89	-30.46	-21.97	-12.21	-9.66
Sale of Property, Plant and Equipment	-	-	0.04	-	0.08	0.15
Cash Acquisitions	-	-	-	-	-	-113.68
Investment in Securities	-0.21	-0.11	-	-	-	-0.3
Other Investing Activities	0.27	0.17	0.25	-0.17	-2.68	-0
Investing Cash Flow	-32.08	-32.98	-30.18	-43.71	-14.8	-126.41
Long-Term Debt Issued	-	-	101.25	-	-	56
Long-Term Debt Repaid	-	-	-70	-	-24.98	-63.76
Net Debt Issued (Repaid)	-	-	31.25	-	-24.98	-7.76
Issuance of Common Stock	1.4	2	2.29	1.54	1.68	74.95
Common Dividends Paid	-62.27	-62.27	-53.2	-33.41	-42.63	-67.67
Net Increase (Decrease) in Deposit Accounts	-348.33	-348.33	-467.76	-1,184	646.63	263.43
Other Financing Activities	0	0	0	-0	-	-0.54
Financing Cash Flow	-409.2	-408.6	-487.42	-1,216	580.68	262.41
Net Cash Flow	-26.54	-25.44	-17.14	-50.75	-590.47	458.3
Free Cash Flow	382.75	383.25	470	1,187	-1,169	303.14
Free Cash Flow Growth	-22.00%	-18.46%	-60.42%	-	-	-
Free Cash Flow Margin	140.49%	136.86%	157.63%	423.34%	-399.20%	154.74%
Free Cash Flow Per Share	5.15	5.24	6.46	16.41	-16.23	4.30
Cash Income Tax Paid	16.05	16.05	22.08	17.03	21.11	12.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.