Aktia Pankki Oyj (HEL:AKTIA)

Aktia Pankki Oyj Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	317.47	424.98	360.71	119.51	93.25
Interest Income on Investments	-	0.18	0.34	0.14	1.44	0.35
Total Interest Income	-	317.65	425.33	360.85	120.96	93.61
Interest Paid on Deposits	-	178.66	272.94	220.28	20.33	-3
Net Interest Income	135.9	139	152.38	140.57	100.62	96.6
Net Interest Income Growth (YoY)	-8.35%	-8.78%	8.40%	39.70%	4.16%	19.15%
Gain (Loss) on Sale of Assets	0.15	0.15	0.15	0.12	0.02	0.35
Gain (Loss) on Sale of Investments	100.78	100.78	110.89	108.1	-189.38	4.51
Other Non-Interest Income	50.19	55.89	45.37	38.65	391.69	98.94
Total Non-Interest Income	151.11	156.81	156.41	146.87	202.33	103.79
Non-Interest Income Growth (YoY)	-3.63%	0.26%	6.49%	-27.41%	94.93%	31.09%
Revenues Before Loan Losses	287.01	295.81	308.79	287.44	302.95	200.4
Provision for Loan Losses	14.57	15.77	10.63	6.97	10.22	4.49
Revenue	272.44	280.04	298.16	280.48	292.73	195.9
Revenue Growth (YoY)	-7.42%	-6.08%	6.31%	-4.18%	49.42%	25.41%
Salaries and Employee Benefits	78.83	79.33	77.56	80.26	76.53	81.11
Occupancy Expenses	17.98	17.28	23.74	23.49	23.29	21.5
Selling, General & Administrative	62.69	61.79	59.16	50.8	42.75	39.92
Other Non-Interest Expense	26.24	26.84	18.12	22.16	26.86	31.86
Total Non-Interest Expense	185.53	185.13	178.49	176.56	169.18	174.67
EBT Excluding Unusual Items	86.91	94.91	119.67	103.92	123.54	21.23
Asset Writedown	-22.34	-22.34	-25.03	-1.3	-	3.12
Other Unusual Items	-	-	-	-	-	60.27
Pretax Income	16.85	24.85	94.65	102.61	123.5	84.62
Income Tax Expense	13.18	14.58	18.75	21.27	25.17	17.27
Earnings From Continuing Operations	3.67	10.27	75.9	81.34	98.33	67.36
Net Income	3.67	10.27	75.9	81.34	98.33	67.36
Preferred Dividends & Other Adjustments	-	-	-	-	-	0.54
Net Income to Common	3.67	10.27	75.9	81.34	98.33	66.82
Net Income Growth	-94.80%	-86.47%	-6.69%	-17.28%	45.98%	58.04%
Basic Shares Outstanding	74	73	73	72	72	70
Diluted Shares Outstanding	74	73	73	72	72	70
Shares Change (YoY)	1.33%	0.57%	0.54%	0.46%	2.21%	0.96%
EPS (Basic)	0.05	0.14	1.04	1.12	1.37	0.95
EPS (Diluted)	0.05	0.14	1.04	1.12	1.37	0.95
EPS Growth	-94.86%	-86.54%	-7.14%	-17.97%	43.99%	55.46%
Dividend Per Share	0.800	0.800	0.820	0.700	0.430	0.560
Dividend Growth	-2.44%	-2.44%	17.14%	62.79%	-23.21%	30.23%
Effective Tax Rate	78.24%	58.69%	19.81%	20.73%	20.38%	20.40%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.