Aktia Pankki Oyj (HEL:AKTIA)

Aktia Pankki Oyj Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	69.8	51.12	76.55	93.69	144.44	734.91
Investment Securities	1,178	1,391	1,451	1,540	1,530	1,494
Trading Asset Securities	1,953	1,793	1,649	1,452	1,304	1,491
Total Investments	3,131	3,184	3,100	2,992	2,834	2,985
Gross Loans	8,355	8,423	8,357	8,562	8,994	7,530
Allowance for Loan Losses	-38.1	-48.47	-37.63	-36.01	-37.46	-30.07
Other Adjustments to Gross Loans	-	-26.69	-22.99	-23.57	-3.9	-1.42
Net Loans	8,317	8,348	8,297	8,502	8,952	7,498
Property, Plant & Equipment	29	28.96	27.91	29.97	28.87	30.37
Goodwill	32.7	32.68	80.4	80.4	80.4	80.4
Other Intangible Assets	69.9	57.08	63.98	77.5	76.07	84.1
Investments in Real Estate	60.9	59.59	61.81	62.32	44.67	45.47
Accrued Interest Receivable	-	76.32	70.14	76.89	52.35	43.71
Other Receivables	45.6	41.44	30.27	28.06	83.62	42.16
Restricted Cash	-	47.23	50.2	58.1	53.89	51.6
Other Current Assets	-	31.99	13.43	-	13.33	43.85
Long-Term Deferred Tax Assets	5.7	12.78	18.99	25.93	38.15	2.14
Other Long-Term Assets	178.6	0.54	7.5	0.53	0.47	2.18
Total Assets	11,940	11,980	11,904	12,038	12,412	11,653

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	71.99	62.26	42.68	34.37	42.79
Interest Bearing Deposits	4,493	1,175	1,644	1,394	1,425	911.68
Non-Interest Bearing Deposits	-	3,349	3,228	3,478	4,621	4,514
Total Deposits	4,493	4,524	4,872	4,873	6,046	5,426
Short-Term Borrowings	204	148.92	181.2	223.66	294.05	20.48
Current Portion of Long-Term Debt	-	1,038	670.84	559.56	771.37	1,053
Current Portion of Leases	-	4.69	4.66	4.69	4.87	4.9
Current Income Taxes Payable	-	8.04	0.33	4.59	2.84	6.69
Accrued Interest Payable	-	48.01	56.2	65.01	8.83	13.29
Other Current Liabilities	-	24.06	8.55	25.7	8.2	5.64
Long-Term Debt	4,299	3,496	3,537	3,139	2,404	2,172
Long-Term Leases	23.6	19.09	17.92	18.98	17.4	19.63
Long-Term Unearned Revenue	-	-0.39	-1.28	-2.01	0.26	1.22
Pension & Post-Retirement Benefits	-	0.2	0.17	0.49	0.47	1.05
Long-Term Deferred Tax Liabilities	36.3	37.4	51.2	53.87	62.93	58.15
Other Long-Term Liabilities	2,151	1,854	1,701	2,324	2,116	2,091
Total Liabilities	11,207	11,275	11,162	11,333	11,772	10,915

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	169.7	169.73	169.73	169.73	169.73	169.73
Retained Earnings	334.8	334.62	385.9	362.49	312.92	360.61
Treasury Stock	-	-1.84	-1.36	-0.87	-0.86	-0.97
Comprehensive Income & Other	228.2	203.15	187.58	173.5	158.3	209.03
Shareholders' Equity	732.8	705.66	741.85	704.85	640.1	738.4
Total Liabilities & Equity	11,940	11,980	11,904	12,038	12,412	11,653

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	4,527	4,707	4,412	3,946	3,492	3,269
Net Cash (Debt)	-2,505	-2,863	-2,686	-2,401	-2,043	-1,043
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-34.10	-39.13	-36.93	-33.18	-28.38	-14.80
Filing Date Shares Outstanding	73.57	73.32	72.91	72.49	72.16	71.82
Total Common Shares Outstanding	73.57	73.32	72.91	72.49	72.16	71.82
Book Value Per Share	8.87	8.81	9.36	8.90	8.05	10.28
Tangible Book Value	630.1	615.9	597.48	546.95	483.63	573.9
Tangible Book Value Per Share	7.48	7.59	7.38	6.73	5.88	7.99

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 3, 2026

Data Sources Report a data error