Aktia Pankki Oyj Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	74.8	51.12	76.55	93.69	144.44	734.91
Investment Securities	1,292	1,391	1,451	1,540	1,530	1,494
Trading Asset Securities	1,762	1,793	1,649	1,452	1,304	1,491
Total Investments	3,054	3,184	3,100	2,992	2,834	2,985
Gross Loans	8,381	8,423	8,357	8,562	8,994	7,530
Allowance for Loan Losses	-	-48.47	-37.63	-36.01	-37.46	-30.07
Other Adjustments to Gross Loans	-	-26.69	-22.99	-23.57	-3.9	-1.42
Net Loans	8,381	8,348	8,297	8,502	8,952	7,498
Property, Plant & Equipment	29	28.96	27.91	29.97	28.87	30.37
Goodwill	32.7	32.68	80.4	80.4	80.4	80.4
Other Intangible Assets	66.3	57.08	63.98	77.5	76.07	84.1
Investments in Real Estate	59.6	59.59	61.81	62.32	44.67	45.47
Accrued Interest Receivable	-	76.32	70.14	76.89	52.35	43.71
Other Receivables	2.1	41.44	30.27	28.06	83.62	42.16
Restricted Cash	-	47.23	50.2	58.1	53.89	51.6
Other Current Assets	-	31.99	13.43	-	13.33	43.85
Long-Term Deferred Tax Assets	11.1	12.78	18.99	25.93	38.15	2.14
Other Long-Term Assets	248.7	0.54	7.5	0.53	0.47	2.18
Total Assets	11,959	11,980	11,904	12,038	12,412	11,653
Accrued Expenses	-	71.99	62.26	42.68	34.37	42.79
Interest Bearing Deposits	4,582	1,175	1,644	1,394	1,425	911.68
Non-Interest Bearing Deposits	-	3,349	3,228	3,478	4,621	4,514
Total Deposits	4,582	4,524	4,872	4,873	6,046	5,426
Short-Term Borrowings	148.9	148.92	181.2	223.66	294.05	20.48
Current Portion of Long-Term Debt	-	1,038	670.84	559.56	771.37	1,053
Current Portion of Leases	-	4.69	4.66	4.69	4.87	4.9
Current Income Taxes Payable	-	8.04	0.33	4.59	2.84	6.69
Accrued Interest Payable	-	48.01	56.2	65.01	8.83	13.29
Other Current Liabilities	-	24.06	8.55	25.7	8.2	5.64
Long-Term Debt	4,390	3,496	3,537	3,139	2,404	2,172
Long-Term Leases	-	19.09	17.92	18.98	17.4	19.63
Long-Term Unearned Revenue	-	-0.39	-1.28	-2.01	0.26	1.22
Pension & Post-Retirement Benefits	-	0.2	0.17	0.49	0.47	1.05
Long-Term Deferred Tax Liabilities	37	37.4	51.2	53.87	62.93	58.15
Other Long-Term Liabilities	1,999	1,854	1,701	2,324	2,116	2,091
Total Liabilities	11,157	11,275	11,162	11,333	11,772	10,915
Common Stock	154.1	169.73	169.73	169.73	169.73	169.73
Retained Earnings	-	334.62	385.9	362.49	312.92	360.61
Treasury Stock	-	-1.84	-1.36	-0.87	-0.86	-0.97
Comprehensive Income & Other	647.5	203.15	187.58	173.5	158.3	209.03
Shareholders' Equity	801.7	705.66	741.85	704.85	640.1	738.4
Total Liabilities & Equity	11,959	11,980	11,904	12,038	12,412	11,653
Total Debt	4,539	4,707	4,412	3,946	3,492	3,269
Net Cash (Debt)	-2,702	-2,863	-2,686	-2,401	-2,043	-1,043
Net Cash Per Share	-36.34	-39.13	-36.93	-33.18	-28.38	-14.80
Filing Date Shares Outstanding	80	73.32	72.91	72.49	72.16	71.82
Total Common Shares Outstanding	80	73.32	72.91	72.49	72.16	71.82
Book Value Per Share	10.02	8.81	9.36	8.90	8.05	10.28
Tangible Book Value	702.6	615.9	597.48	546.95	483.63	573.9
Tangible Book Value Per Share	8.78	7.59	7.38	6.73	5.88	7.99

Source: S&P Global Market Intelligence. Banks template. Financial Sources.