Oma Säästöpankki Oyj (HEL:OMASP)
Finland · Delayed Price · Currency is EUR 16.88
0.00 (0.00%)
Aug 13, 2026, 6:29 PM EET
Oma Säästöpankki Oyj Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 149.84 | 168.64 | 213.1 | 197.05 | 104.93 | 80.13 |
Net Interest Income Growth | -22.84% | -20.86% | 8.15% | 87.79% | 30.95% | 18.15% |
Non-Interest Income | 54.57 | 52.77 | 56.97 | 50.02 | 39.46 | 76.44 |
Non-Interest Income Growth | 1.58% | -7.37% | 13.89% | 26.76% | -48.37% | 76.72% |
Revenues Before Loan Losses | 204.41 | 221.41 | 270.07 | 247.07 | 144.39 | 156.57 |
Provision for Credit Losses | 30.64 | 47.11 | 83.38 | 17.13 | 1.75 | 7.29 |
| 173.77 | 174.3 | 186.69 | 229.94 | 142.65 | 149.27 | |
Revenue Growth | -11.18% | -6.64% | -18.81% | 61.20% | -4.44% | 66.81% |
Compensation Expenses | 44.69 | 42.27 | 32.9 | 29.61 | 24.32 | 20.63 |
Selling, General & Admin | 68.61 | 71.92 | 69.29 | 52.52 | 41.2 | 34.4 |
Other Non-Interest Expenses | 11.42 | 10.86 | 9.91 | 9.77 | 7.9 | 10.97 |
Total Non-Interest Expense | 124.72 | 125.05 | 112.1 | 91.89 | 73.42 | 66 |
Pretax Income | 49.64 | 49.25 | 74.59 | 138.05 | 69.23 | 83.27 |
Provision for Income Taxes | 9.7 | 9.77 | 15.04 | 28 | 13.85 | 17.02 |
Net Income | 39.95 | 39.48 | 59.55 | 110.05 | 55.38 | 66.25 |
Minority Interest in Earnings | - | - | - | - | -0 | 0.1 |
Net Income to Common | 39.95 | 39.48 | 59.55 | 110.05 | 55.38 | 66.16 |
Net Income Growth | -25.12% | -33.70% | -45.89% | 98.71% | -16.29% | 114.63% |
Shares Outstanding (Basic) | 33 | 33 | 34 | 32 | 30 | 30 |
Shares Outstanding (Diluted) | 33 | 33 | 34 | 32 | 30 | 30 |
Shares Change | -0.54% | -0.50% | 6.28% | 5.19% | 0.73% | 0.64% |
EPS (Basic) | 1.20 | 1.19 | 1.80 | 3.49 | 1.85 | 2.22 |
EPS (Diluted) | 1.20 | 1.18 | 1.78 | 3.47 | 1.83 | 2.20 |
EPS Growth | -24.53% | -33.71% | -48.70% | 89.62% | -16.82% | 111.54% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 143.59 | 381.59 | 189.29 | -584.44 | -128.74 | -475.75 |
Free Cash Flow Growth | -73.22% | 101.59% | - | - | - | - |
Free Cash Flow Per Share | 4.30 | 11.44 | 5.65 | -18.53 | -4.29 | -15.98 |
Dividends Per Share | 0.360 | 0.360 | 0.360 | 0.670 | 0.400 | 0.300 |
Dividend Growth | 0% | 0% | -46.27% | 67.50% | 33.33% | 25.00% |
Profit Margin | 22.99% | 22.65% | 31.90% | 47.86% | 38.82% | 44.38% |
FCF Margin | 82.63% | 218.93% | 101.39% | -254.17% | -90.25% | -318.71% |
Effective Tax Rate | 19.53% | 19.84% | 20.17% | 20.28% | 20.00% | 20.44% |