Vietnam Technological and Commercial Joint Stock Bank (HOSE:TCB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
21,850
+450 (2.10%)
At close: Nov 4, 2026

HOSE:TCB Statistics

Total Valuation

HOSE:TCB has a market cap or net worth of VND 232.25 trillion.

Market Cap232.25T
Enterprise Value n/a

Important Dates

The last earnings date was Tuesday, October 20, 2026.

Earnings Date Oct 20, 2026
Ex-Dividend Date May 19, 2026

Share Statistics

HOSE:TCB has 10.63 billion shares outstanding. The number of shares has increased by 0.30% in one year.

Current Share Class 10.63B
Shares Outstanding 10.63B
Shares Change (YoY) +0.30%
Shares Change (QoQ) n/a
Owned by Insiders (%) 0.11%
Owned by Institutions (%) 7.69%
Float 10.62B

Valuation Ratios

The trailing PE ratio is 8.12 and the forward PE ratio is 6.98. HOSE:TCB's PEG ratio is 0.47.

PE Ratio 8.12
Forward PE 6.98
PS Ratio 4.10
PB Ratio 1.18
P/TBV Ratio 1.28
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio 0.47
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.70
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 15.92%.

Return on Equity (ROE) 15.92%
Return on Assets (ROA) 2.45%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.71%
Revenue Per Employee 4.26B
Profits Per Employee 2.15B
Employee Count13,296
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, HOSE:TCB has paid 8.07 trillion in taxes.

Income Tax 8.07T
Effective Tax Rate 21.21%

Stock Price Statistics

The stock price has decreased by -2.46% in the last 52 weeks. The beta is 0.87, so HOSE:TCB's price volatility has been lower than the market average.

Beta (5Y) 0.87
52-Week Price Change -2.46%
50-Day Moving Average 21,818.67
200-Day Moving Average 21,634.33
Relative Strength Index (RSI) 48.25
Average Volume (20 Days) 30,583,317

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, HOSE:TCB had revenue of VND 56.68 trillion and earned 28.60 trillion in profits. Earnings per share was 2,691.06.

Revenue56.68T
Gross Profit 56.68T
Operating Income 38.81T
Pretax Income 38.07T
Net Income 28.60T
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 2,691.06
Full Income Statement

Balance Sheet

The company has 89.82 trillion in cash and 335.26 trillion in debt, with a net cash position of -245,439.73 billion or -23,090.73 per share.

Cash & Cash Equivalents 89.82T
Total Debt 335.26T
Net Cash -245,439.73B
Net Cash Per Share -23,090.73
Equity (Book Value) 197.32T
Book Value Per Share 17,600.96
Working Capital -636,481.66B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -71,170.71 billion and capital expenditures -528.51 billion, giving a free cash flow of -71,699.22 billion.

Operating Cash Flow -71,170.71B
Capital Expenditures -528.51B
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow -71,699.22B
FCF Per Share -6,745.39
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 68.48%
Pretax Margin 67.17%
Profit Margin 50.53%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 666.67, which amounts to a dividend yield of 3.05%.

Dividend Per Share 666.67
Dividend Yield 3.05%
Dividend Growth (YoY) n/a
Years of Dividend Growth 1
Payout Ratio 42.87%
FCF Payout Ratio n/a
Buyback Yield -0.30%
Shareholder Yield 2.75%
Earnings Yield 12.32%
FCF Yield -30.87%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for HOSE:TCB is 27,059.38, which is 23.84% higher than the current price. The consensus rating is "Buy".

Price Target 27,059.38
Price Target Difference 23.84%
Analyst Consensus Buy
Analyst Count 15
Revenue Growth Forecast (3Y) 17.48%
EPS Growth Forecast (3Y) 18.46%

Stock Splits

The last stock split was on October 29, 2026. It was a forward split with a ratio of 1.5.

Last Split Date Oct 29, 2026
Split Type Forward
Split Ratio 1.5

Scores

Altman Z-Score n/a
Piotroski F-Score 2