HOSE:TCB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	242,703,734	247,309,790	174,148,595	112,015,844	90,920,616	175,545,740
Market Cap Growth	43.44%	42.01%	55.47%	23.20%	-48.21%	59.00%
Last Close Price	34250.00	34900.00	24013.87	15022.18	12211.43	23619.78
PE Ratio	9.34	9.79	8.11	6.24	4.52	9.74
PS Ratio	4.74	5.05	4.06	3.10	2.36	5.10
PB Ratio	1.30	1.38	1.18	0.85	0.80	1.89
Debt / Equity Ratio	1.57	1.58	1.38	1.46	1.30	1.08
Net Debt / Equity Ratio	1.09	0.92	0.67	0.78	0.50	0.56
Net Debt / FCF Ratio	-4.52	-2.79	-5.82	-1.44	-1.27	-0.57
Return on Equity (ROE)	15.79%	15.85%	15.57%	14.85%	19.80%	21.97%
Return on Assets (ROA)	2.47%	2.39%	2.38%	2.35%	3.22%	3.65%
Earnings Yield	10.70%	10.23%	12.36%	16.07%	22.16%	10.28%
FCF Yield	-18.62%	-23.86%	-9.79%	-63.42%	-48.84%	-51.48%
Dividend Yield	2.92%	-	4.16%	4.99%	-	-
Payout Ratio	27.24%	28.01%	24.21%	-	-	-
Buyback Yield / Dilution	-0.30%	-0.33%	-0.02%	-0.27%	-0.18%	-0.18%
Total Shareholder Return	2.62%	-0.33%	4.14%	4.72%	-0.18%	-0.18%

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.