Vietnam Technological and Commercial Joint Stock Bank (HOSE:TCB)

HOSE:TCB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	28,639,634	25,290,230	21,522,928	18,003,802	20,150,377	18,052,250
Depreciation & Amortization	-73,483	767,385	1,581,263	-	491,998	443,136
Other Amortization	2,157,649	1,142,474	-	-	265,169	165,013
Change in Trading Asset Securities	-33,297,762	-9,019,169	-31,483,618	-19,726,027	14,214,283	-11,097,843
Change in Other Net Operating Assets	-81,907,612	-82,616,486	-14,986,321	-75,018,834	-86,521,873	-101,404,147
Other Operating Activities	13,310,864	6,090,497	7,933,246	6,935,014	8,106,025	4,401,217
Operating Cash Flow	-71,170,710	-58,345,069	-15,432,502	-69,806,045	-43,294,021	-89,440,374
Operating Cash Flow Growth	-	-	-	-	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-528,507	-657,030	-1,618,886	-1,232,358	-1,110,111	-939,995
Sale of Property, Plant and Equipment	51,526	3,503	1,741,528	22,156	44,111	57,506
Investment in Securities	-249,121	-199,836	-56,278	-3,033,432	-	-1,497
Other Investing Activities	12,114	36,923	-1,185,182	34,721	8,725	4,043
Investing Cash Flow	-713,988	-816,440	-382,599	-2,912,466	-1,057,275	-879,943

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Repaid	-	-	-	-	-700,000	-
Net Debt Issued (Repaid)	-	-	-	-	-700,000	-
Issuance of Common Stock	-	213,822	198,242	52,664	63,178	60,053
Repurchase of Common Stock	-11,884,697	-	-	-	-	-
Common Dividends Paid	-12,277,545	-7,084,911	-5,210,255	-	-	-
Net Increase (Decrease) in Deposit Accounts	101,295,402	98,268,687	57,809,057	81,859,332	98,762,522	102,268,595
Other Financing Activities	12,106,839	12,106,839	2,253	854	-72,754	-
Financing Cash Flow	89,239,999	103,504,437	52,799,297	81,912,850	98,052,946	102,328,648

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	17,355,301	44,342,928	36,984,196	9,194,339	53,701,650	12,008,331

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	-71,699,217	-59,002,099	-17,051,388	-71,038,403	-44,404,132	-90,380,369
Free Cash Flow Growth	-	-	-	-	-	-
Free Cash Flow Margin	-126.50%	-120.48%	-39.74%	-196.56%	-115.06%	-262.65%
Free Cash Flow Per Share	-6745.39	-5564.02	-1613.20	-6722.33	-4213.28	-8591.57

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	36,757,580	27,761,618	26,124,464	25,941,911	12,185,090	9,042,851
Cash Income Tax Paid	6,212,334	7,177,741	4,089,321	5,048,936	2,301,394	4,829,911

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 31, 2026

Data Sources Report a data error