HOSE:TCB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	26,013,351	25,290,230	21,522,928	18,003,802	20,150,377	18,052,250
Depreciation & Amortization	507,902	767,385	1,581,263	-	491,998	443,136
Other Amortization	1,446,828	1,142,474	-	-	265,169	165,013
Change in Trading Asset Securities	-15,235,785	-9,019,169	-31,483,618	-19,726,027	14,214,283	-11,097,843
Change in Other Net Operating Assets	-67,258,894	-82,616,486	-14,986,321	-75,018,834	-86,521,873	-101,404,147
Other Operating Activities	9,989,055	6,090,497	7,933,246	6,935,014	8,106,025	4,401,217
Operating Cash Flow	-44,537,543	-58,345,069	-15,432,502	-69,806,045	-43,294,021	-89,440,374
Capital Expenditures	-657,251	-657,030	-1,618,886	-1,232,358	-1,110,111	-939,995
Sale of Property, Plant and Equipment	3,830	3,503	1,741,528	22,156	44,111	57,506
Investment in Securities	-199,836	-199,836	-56,278	-3,033,432	-	-1,497
Other Investing Activities	39,010	36,923	-1,185,182	34,721	8,725	4,043
Investing Cash Flow	-814,247	-816,440	-382,599	-2,912,466	-1,057,275	-879,943
Long-Term Debt Repaid	-	-	-	-	-700,000	-
Net Debt Issued (Repaid)	-	-	-	-	-700,000	-
Issuance of Common Stock	213,822	213,822	198,242	52,664	63,178	60,053
Common Dividends Paid	-7,084,911	-7,084,911	-5,210,255	-	-	-
Net Increase (Decrease) in Deposit Accounts	83,388,662	98,268,687	57,809,057	81,859,332	98,762,522	102,268,595
Other Financing Activities	12,109,594	12,106,839	2,253	854	-72,754	-
Financing Cash Flow	88,627,167	103,504,437	52,799,297	81,912,850	98,052,946	102,328,648
Net Cash Flow	43,275,377	44,342,928	36,984,196	9,194,339	53,701,650	12,008,331
Free Cash Flow	-45,194,794	-59,002,099	-17,051,388	-71,038,403	-44,404,132	-90,380,369
Free Cash Flow Margin	-88.29%	-120.48%	-39.74%	-196.56%	-115.06%	-262.65%
Free Cash Flow Per Share	-6377.82	-8346.03	-2419.81	-10083.49	-6319.92	-12887.35
Cash Interest Paid	30,075,789	27,761,618	26,124,464	25,941,911	12,185,090	9,042,851
Cash Income Tax Paid	6,375,958	7,177,741	4,089,321	5,048,936	2,301,394	4,829,911

Source: S&P Global Market Intelligence. Banks template. Financial Sources.