HOSE:TCB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	75,119,449	109,664,571	93,131,262	83,359,627	89,830,290	42,695,701
Investment Securities	184,511,941	151,612,669	136,866,752	108,428,155	87,975,307	97,932,570
Trading Asset Securities	342,780	4,815,777	9,000,644	4,576,389	961,034	5,364,580
Total Investments	184,854,721	156,428,446	145,867,396	113,004,544	88,936,341	103,297,150
Gross Loans	886,481,406	815,589,756	656,734,594	590,981,508	476,354,347	402,905,717
Allowance for Loan Losses	-11,705,252	-10,681,771	-8,333,937	-6,871,088	-5,620,947	-4,367,659
Net Loans	874,776,154	804,907,985	648,400,657	584,110,420	470,733,400	398,538,058
Property, Plant & Equipment	6,353,772	6,562,918	6,722,311	7,497,896	6,145,923	4,875,890
Other Intangible Assets	6,139,012	5,779,202	5,890,186	5,365,111	4,714,570	3,595,749
Investments in Real Estate	-	-	-	-	1,053,124	1,088,924
Accrued Interest Receivable	11,377,237	9,788,752	8,127,646	9,682,822	8,030,412	5,809,483
Other Receivables	2,706,731	709,857	881,660	3,784,027	3,894,218	312,183
Restricted Cash	95,127,975	82,162,772	54,353,153	27,140,592	11,475,590	4,908,529
Other Current Assets	4,774,785	4,176,706	4,501,557	4,182,086	3,986,298	2,824,641
Long-Term Deferred Tax Assets	45,870	40,487	79,856	70,409	61,050	17,460
Other Long-Term Assets	11,801,217	12,122,441	10,842,865	11,284,478	10,171,328	765,182
Total Assets	1,273,076,923	1,192,344,137	978,798,549	849,482,012	699,032,544	568,728,950
Accounts Payable	-	-	-	-	721,509	527,635
Accrued Expenses	3,846,609	5,262,199	5,762,871	4,478,604	3,931,475	3,342,201
Interest Bearing Deposits	760,374,073	705,050,537	604,851,381	504,594,330	418,928,571	359,841,317
Non-Interest Bearing Deposits	1,004,462	1,199,178	763,334	686,258	776,778	518,192
Total Deposits	761,378,535	706,249,715	605,614,715	505,280,588	419,705,349	360,359,509
Short-Term Borrowings	2,214,942	2,416,947	931,231	-	1,851,213	-
Current Portion of Long-Term Debt	54,970,006	48,870,006	22,000,006	10,900,007	-	-
Current Income Taxes Payable	3,809,002	4,788,084	5,420,051	3,721,661	4,067,184	1,190,015
Accrued Interest Payable	13,509,983	9,448,719	7,281,567	9,418,750	6,144,022	3,121,881
Other Current Liabilities	-	-	-	-	1,703,887	3,900,432
Long-Term Debt	235,539,201	231,746,830	181,109,409	180,771,239	145,548,720	100,532,373
Long-Term Unearned Revenue	1,711,750	1,208,237	744,828	517,688	555,710	677,437
Other Long-Term Liabilities	7,099,745	2,851,958	1,994,250	2,777,410	1,378,509	2,035,995
Total Liabilities	1,084,079,773	1,012,842,695	830,858,928	717,865,947	585,607,578	475,687,478
Common Stock	70,862,404	70,862,404	70,648,517	35,225,108	35,172,385	35,109,148
Additional Paid-In Capital	-	-	-	476,356	476,415	476,474
Retained Earnings	68,178,258	91,417,664	67,006,137	94,041,297	76,090,780	56,608,478
Comprehensive Income & Other	40,121,605	7,764,436	7,764,501	556,471	556,471	474
Total Common Equity	179,162,267	170,044,504	145,419,155	130,299,232	112,296,051	92,194,574
Minority Interest	9,834,883	9,456,938	2,520,466	1,316,833	1,128,915	846,898
Shareholders' Equity	188,997,150	179,501,442	147,939,621	131,616,065	113,424,966	93,041,472
Total Liabilities & Equity	1,273,076,923	1,192,344,137	978,798,549	849,482,012	699,032,544	568,728,950
Total Debt	292,724,149	283,033,783	204,040,646	191,671,246	147,399,933	100,532,373
Net Cash (Debt)	-215,519,514	-164,486,016	-99,176,634	-102,443,184	-56,607,609	-51,994,926
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-30413.80	-23267.06	-14074.41	-14541.22	-8056.81	-7413.97
Filing Date Shares Outstanding	7,086	7,086	7,065	7,045	7,034	7,022
Total Common Shares Outstanding	7,086	7,086	7,065	7,045	7,034	7,022
Book Value Per Share	25283.12	23996.43	20583.47	18495.22	15963.67	13129.71
Tangible Book Value	173,023,255	164,265,302	139,528,969	124,934,121	107,581,481	88,598,825
Tangible Book Value Per Share	24416.79	23180.88	19749.74	17733.67	15293.46	12617.63