PT Bank Neo Commerce Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,145,192	3,612,292	3,847,049	2,161,809	665,651
Interest Paid on Deposits	792,194	871,037	944,568	713,152	350,561
Net Interest Income	2,352,998	2,741,255	2,902,481	1,448,657	315,090
Net Interest Income Growth (YoY)	-14.16%	-5.56%	100.36%	359.76%	99.13%
Gain (Loss) on Sale of Assets	575	141	39	-276	122
Gain (Loss) on Sale of Investments	4,299	-	-	-	-
Other Non-Interest Income	154,670	265,032	332,538	323,999	127,397
Total Non-Interest Income	159,544	265,173	332,577	323,723	127,519
Non-Interest Income Growth (YoY)	-39.83%	-20.27%	2.73%	153.86%	54.01%
Revenues Before Loan Losses	2,512,542	3,006,428	3,235,058	1,772,380	442,609
Provision for Loan Losses	1,083,894	2,007,396	2,457,359	941,686	193,407
Revenue	1,428,648	999,032	777,699	830,694	249,202
Revenue Growth (YoY)	43.00%	28.46%	-6.38%	233.34%	13.64%
Salaries and Employee Benefits	354,451	356,761	316,167	242,496	172,289
Selling, General & Administrative	511,187	606,963	636,386	1,227,536	1,062,077
Other Non-Interest Expense	-	6,712	400,021	145,940	-
Total Non-Interest Expense	864,473	980,348	1,351,571	1,616,636	1,238,322
EBT Excluding Unusual Items	564,175	18,684	-573,872	-785,942	-989,120
Asset Writedown	-	-	-	-	-1,300
Pretax Income	564,175	18,684	-573,872	-785,942	-990,420
Income Tax Expense	-1,515	-1,201	-692	3,117	-4,131
Net Income	565,690	19,885	-573,180	-789,059	-986,289
Net Income to Common	565,690	19,885	-573,180	-789,059	-986,289
Net Income Growth	2744.81%	-	-	-	-
Basic Shares Outstanding	13,350	12,585	12,039	9,422	8,646
Diluted Shares Outstanding	13,350	12,585	12,039	9,422	8,646
Shares Change (YoY)	6.08%	4.54%	27.77%	8.97%	46.88%
EPS (Basic)	42.37	1.58	-47.61	-83.75	-114.07
EPS (Diluted)	42.37	1.58	-47.61	-83.75	-114.07
EPS Growth	2581.65%	-	-	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.