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PT Bank Neo Commerce Tbk (IDX:BBYB)
Indonesia flag Indonesia · Delayed Price · Currency is IDR
256.00
+2.00 (0.79%)
Aug 12, 2026, 4:13 PM WIB

PT Bank Neo Commerce Tbk Financials Overview

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,446,3331,428,648999,032777,699830,694249,202
Revenue Growth
19.12%43.00%28.46%-6.38%233.34%13.64%
Net Income
584,492565,69019,885-573,180-789,059-986,289
Earnings Per Share
43.7842.371.58-47.61-83.75-114.07
EPS Growth
91.89%2581.65%----

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,570,7312,579,1532,127,3572,080,4303,229,6894,028,081
Total Debt
206,365224,165267,711354,609635,90157,928
Net Cash (Debt)
1,364,3662,354,9881,859,6461,725,8212,593,7883,970,153
Net Cash Growth
-41.28%26.64%7.75%-33.46%-34.67%369.75%
Net Cash Per Share
102.20176.40147.77143.35275.29459.19

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,331,4833,487,021824,878-1,633,616-3,429,077-3,538,086
Capital Expenditures
-24,450-21,857-21,034-47,633-69,360-34,142
Free Cash Flow
3,307,0333,465,164803,844-1,681,249-3,498,437-3,572,228
Free Cash Flow Growth
83.14%331.07%----

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
40.41%39.60%1.99%-73.70%-94.99%-395.78%
FCF Margin
228.65%242.55%80.46%-216.18%-421.15%-1433.47%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.8511.33144.90---
Forward PE
5.839.0831.71142.53--
P/FCF Ratio
1.031.853.58---
PS Ratio
2.364.492.886.757.3298.44