PT Bank Neo Commerce Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,615,558	1,927,746	249,026	1,473,950	3,229,689	1,836,245
Investment Securities	7,196,573	8,218,081	6,560,283	3,954,562	3,485,876	3,362,835
Total Investments	7,196,573	8,218,081	6,560,283	3,954,562	3,485,876	3,362,835
Gross Loans	7,031,098	7,182,580	8,822,146	10,783,341	10,244,251	4,275,500
Allowance for Loan Losses	-496,737	-515,056	-635,245	-625,422	-210,523	-100,656
Net Loans	6,534,361	6,667,524	8,186,901	10,157,919	10,033,728	4,174,844
Property, Plant & Equipment	265,784	272,283	308,368	315,370	292,415	194,121
Other Intangible Assets	147,962	151,403	134,577	144,786	127,349	97,614
Accrued Interest Receivable	212,758	203,149	252,982	327,565	248,623	55,790
Other Receivables	261,974	249,558	241,603	444,060	590,111	680,360
Restricted Cash	1,968,877	1,144,566	1,274,118	1,128,999	1,360,172	561,427
Other Current Assets	47,540	48,253	54,130	121,751	147,044	158,319
Long-Term Deferred Tax Assets	5,515	-	14,883	-	14,567	1,148
Other Real Estate Owned & Foreclosed	29,901	29,901	87,911	97,944	163,493	213,418
Other Long-Term Assets	59,648	61,305	44,283	2,635	1,213	1,688
Total Assets	18,346,451	18,973,769	17,409,065	18,169,541	19,694,280	11,337,809
Accrued Expenses	123,082	114,804	137,826	272,211	284,812	33,135
Interest Bearing Deposits	13,475,302	14,098,864	13,195,457	13,897,487	14,739,873	8,171,257
Total Deposits	13,475,302	14,098,864	13,195,457	13,897,487	14,739,873	8,171,257
Short-Term Borrowings	165,993	174,436	187,308	301,788	585,367	-
Current Portion of Leases	12,608	20,813	29,643	27,651	18,039	3,914
Current Income Taxes Payable	27,815	16,120	14,642	21,868	21,710	9,707
Accrued Interest Payable	112,945	119,591	106,220	83,628	67,152	34,151
Other Current Liabilities	47,622	105,979	86,502	186,878	185,753	133,514
Long-Term Leases	25,941	28,916	50,760	25,170	32,495	54,014
Long-Term Unearned Revenue	11	11	13	2,061	2,524	484
Pension & Post-Retirement Benefits	26,491	25,030	22,540	14,592	9,707	6,370
Long-Term Deferred Tax Liabilities	-	12,707	-	985	-	-
Other Long-Term Liabilities	23,806	25,772	16,317	12,183	2,258	1,436
Total Liabilities	14,041,616	14,743,043	13,847,228	14,846,502	15,949,690	8,447,982
Common Stock	1,335,048	1,335,048	1,335,048	1,203,882	942,168	942,168
Additional Paid-In Capital	4,485,444	4,485,444	4,485,444	4,253,905	2,825,444	2,827,225
Retained Earnings	-1,571,302	-1,708,317	-2,275,696	-2,295,724	-1,724,379	-932,659
Comprehensive Income & Other	55,645	118,551	17,041	160,976	1,701,357	53,093
Shareholders' Equity	4,304,835	4,230,726	3,561,837	3,323,039	3,744,590	2,889,827
Total Liabilities & Equity	18,346,451	18,973,769	17,409,065	18,169,541	19,694,280	11,337,809
Total Debt	204,542	224,165	267,711	354,609	635,901	57,928
Net Cash (Debt)	2,136,601	2,354,988	1,859,646	1,725,821	2,593,788	3,970,153
Net Cash Growth	28.82%	26.64%	7.75%	-33.46%	-34.67%	369.75%
Net Cash Per Share	157.78	176.40	147.77	143.35	275.29	459.19
Filing Date Shares Outstanding	13,350	13,350	13,350	12,039	9,422	9,422
Total Common Shares Outstanding	13,350	13,350	13,350	12,039	9,422	9,422
Book Value Per Share	322.45	316.90	266.79	276.03	397.44	306.72
Tangible Book Value	4,156,873	4,079,323	3,427,260	3,178,253	3,617,241	2,792,213
Tangible Book Value Per Share	311.37	305.56	256.71	264.00	383.93	296.36

Source: S&P Global Market Intelligence. Banks template. Financial Sources.