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PT Bank Neo Commerce Tbk (IDX:BBYB)
Indonesia flag Indonesia · Delayed Price · Currency is IDR
256.00
+2.00 (0.79%)
Aug 12, 2026, 4:13 PM WIB

PT Bank Neo Commerce Tbk Balance Sheet

Millions IDR. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
1,272,9211,927,746249,0261,473,9503,229,6891,836,245
Investment Securities
6,767,6798,218,0816,560,2833,954,5623,485,8763,362,835
Total Investments
6,767,6798,218,0816,560,2833,954,5623,485,8763,362,835
Gross Loans
7,133,3517,182,5808,822,14610,783,34110,244,2514,275,500
Allowance for Loan Losses
-482,540-515,056-635,245-625,422-210,523-100,656
Net Loans
6,650,8116,667,5248,186,90110,157,91910,033,7284,174,844
Property, Plant & Equipment
257,127272,283308,368315,370292,415194,121
Other Intangible Assets
146,291151,403134,577144,786127,34997,614
Accrued Interest Receivable
195,967203,149252,982327,565248,62355,790
Other Receivables
464,645249,558241,603444,060590,111680,360
Restricted Cash
1,541,0481,144,5661,274,1181,128,9991,360,172561,427
Other Current Assets
49,63148,25354,130121,751147,044158,319
Long-Term Deferred Tax Assets
18,414-14,883-14,5671,148
Other Real Estate Owned & Foreclosed
29,90129,90187,91197,944163,493213,418
Other Long-Term Assets
59,08461,30544,2832,6351,2131,688
Total Assets
17,453,51918,973,76917,409,06518,169,54119,694,28011,337,809

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
163,434114,804137,826272,211284,81233,135
Interest Bearing Deposits
12,314,86514,098,86413,195,45713,897,48714,739,8738,171,257
Total Deposits
12,314,86514,098,86413,195,45713,897,48714,739,8738,171,257
Short-Term Borrowings
171,480174,436187,308301,788585,367-
Current Portion of Leases
13,12620,81329,64327,65118,0393,914
Current Income Taxes Payable
15,44016,12014,64221,86821,7109,707
Accrued Interest Payable
111,743119,591106,22083,62867,15234,151
Other Current Liabilities
170,778105,97986,502186,878185,753133,514
Long-Term Leases
21,75928,91650,76025,17032,49554,014
Long-Term Unearned Revenue
311132,0612,524484
Pension & Post-Retirement Benefits
28,52825,03022,54014,5929,7076,370
Long-Term Deferred Tax Liabilities
-12,707-985--
Other Long-Term Liabilities
22,86925,77216,31712,1832,2581,436
Total Liabilities
13,034,02514,743,04313,847,22814,846,50215,949,6908,447,982

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
1,335,0481,335,0481,335,0481,203,882942,168942,168
Additional Paid-In Capital
4,485,4444,485,4444,485,4444,253,9052,825,4442,827,225
Retained Earnings
-1,413,403-1,708,317-2,275,696-2,295,724-1,724,379-932,659
Comprehensive Income & Other
12,405118,55117,041160,9761,701,35753,093
Shareholders' Equity
4,419,4944,230,7263,561,8373,323,0393,744,5902,889,827
Total Liabilities & Equity
17,453,51918,973,76917,409,06518,169,54119,694,28011,337,809

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
206,365224,165267,711354,609635,90157,928
Net Cash (Debt)
1,364,3662,354,9881,859,6461,725,8212,593,7883,970,153
Net Cash Growth
-41.28%26.64%7.75%-33.46%-34.67%369.75%
Net Cash Per Share
102.20176.40147.77143.35275.29459.19
Filing Date Shares Outstanding
13,35013,35013,35012,0399,4229,422
Total Common Shares Outstanding
13,35013,35013,35012,0399,4229,422
Book Value Per Share
331.04316.90266.79276.03397.44306.72
Tangible Book Value
4,273,2034,079,3233,427,2603,178,2533,617,2412,792,213
Tangible Book Value Per Share
320.08305.56256.71264.00383.93296.36