PT Bank Neo Commerce Tbk (IDX:BBYB)

PT Bank Neo Commerce Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	542,727	565,690	19,885	-573,180	-789,059	-986,289
Depreciation & Amortization	52,983	58,132	54,488	46,842	40,661	34,900
Other Amortization	16,886	13,229	15,547	13,538	11,926	1,378
Change in Income Taxes	985	3,022	-4,637	851	12,003	4,619
Change in Other Net Operating Assets	891,777	1,299,584	-1,795,519	-3,734,144	-3,685,595	-2,701,868
Other Operating Activities	1,446,742	1,547,364	2,535,114	2,612,477	980,987	109,174
Operating Cash Flow	2,952,100	3,487,021	824,878	-1,633,616	-3,429,077	-3,538,086
Operating Cash Flow Growth	8.98%	322.73%	-	-	-	-
Capital Expenditures	-23,568	-21,857	-21,034	-47,633	-69,360	-34,142
Sale of Property, Plant and Equipment	791	820	1,570	1,205	1,877	347
Investment in Securities	-1,918,707	-2,754,277	-1,399,547	199,339	-2,365,861	-919,342
Purchase / Sale of Intangibles	-27,470	-30,141	-5,423	-35,808	-126,481	-97,936
Investing Cash Flow	-1,968,954	-2,805,455	-1,424,434	116,583	-2,610,747	-1,051,073
Long-Term Debt Repaid	-	-37,560	-45,742	-23,588	-33,898	-20,832
Net Debt Issued (Repaid)	-37,647	-37,560	-45,742	-23,588	-33,898	-20,832
Issuance of Common Stock	-	-	300,598	105,000	1,701,137	2,752,712
Common Dividends Paid	-	-	-	-	-	-1,532
Net Increase (Decrease) in Deposit Accounts	-265,641	905,162	-704,311	-540,329	6,566,555	3,907,406
Other Financing Activities	-	-	-30,794	-10,962	-1,781	-
Financing Cash Flow	-303,288	867,602	-480,249	-469,879	8,232,013	6,637,754
Net Cash Flow	679,858	1,549,168	-1,079,805	-1,986,912	2,192,189	2,048,595
Free Cash Flow	2,928,532	3,465,164	803,844	-1,681,249	-3,498,437	-3,572,228
Free Cash Flow Growth	8.97%	331.07%	-	-	-	-
Free Cash Flow Margin	207.99%	242.55%	80.46%	-216.18%	-421.15%	-1433.47%
Free Cash Flow Per Share	216.27	259.56	63.87	-139.65	-371.31	-413.17
Cash Interest Paid	785,790	780,190	848,026	1,291,536	705,992	357,725

Source: S&P Global Market Intelligence. Banks template. Financial Sources.