PT Bank Neo Commerce Tbk (IDX:BBYB)

PT Bank Neo Commerce Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	3,024,098	3,145,192	3,612,292	3,847,049	2,161,809	665,651
Interest Paid on Deposits	770,075	792,194	871,037	944,568	713,152	350,561
Net Interest Income	2,254,023	2,352,998	2,741,255	2,902,481	1,448,657	315,090
Net Interest Income Growth	-10.33%	-14.16%	-5.56%	100.36%	359.76%	99.13%
Gain (Loss) on Sale of Assets	299	575	141	39	-276	122
Gain (Loss) on Sale of Investments	3,436	4,299	-	-	-	-
Other Non-Interest Income	133,720	154,670	265,032	332,538	323,999	127,397
Total Non-Interest Income	137,455	159,544	265,173	332,577	323,723	127,519
Non-Interest Income Growth	-43.31%	-39.83%	-20.27%	2.73%	153.86%	54.01%
Revenues Before Loan Losses	2,391,478	2,512,542	3,006,428	3,235,058	1,772,380	442,609
Provision for Loan Losses	945,145	1,083,894	2,007,396	2,457,359	941,686	193,407
Revenue	1,446,333	1,428,648	999,032	777,699	830,694	249,202
Revenue Growth	19.12%	43.00%	28.46%	-6.38%	233.34%	13.64%
Salaries and Employee Benefits	346,324	354,451	356,761	316,167	242,496	172,289
Selling, General & Administrative	512,597	511,187	606,963	636,386	1,227,536	1,062,077
Other Non-Interest Expense	-	-	6,712	400,021	145,940	-
Total Non-Interest Expense	863,561	864,473	980,348	1,351,571	1,616,636	1,238,322
EBT Excluding Unusual Items	582,772	564,175	18,684	-573,872	-785,942	-989,120
Asset Writedown	-	-	-	-	-	-1,300
Pretax Income	582,772	564,175	18,684	-573,872	-785,942	-990,420
Income Tax Expense	-1,720	-1,515	-1,201	-692	3,117	-4,131
Net Income	584,492	565,690	19,885	-573,180	-789,059	-986,289
Net Income to Common	584,492	565,690	19,885	-573,180	-789,059	-986,289
Net Income Growth	93.48%	2744.81%	-	-	-	-
Basic Shares Outstanding	13,350	13,350	12,585	12,039	9,422	8,646
Diluted Shares Outstanding	13,350	13,350	12,585	12,039	9,422	8,646
Shares Change	0.83%	6.08%	4.54%	27.77%	8.97%	46.88%
EPS (Basic)	43.78	42.37	1.58	-47.61	-83.75	-114.07
EPS (Diluted)	43.78	42.37	1.58	-47.61	-83.75	-114.07
EPS Growth	91.89%	2581.65%	-	-	-	-

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 12, 2026

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