PT Bank Neo Commerce Tbk (IDX: BBYB)

PT Bank Neo Commerce Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	356,762	1,473,950	3,229,689	1,836,245	242,837	124,440
Investment Securities	6,911,321	3,954,562	3,485,876	3,362,835	861,214	551,687
Total Investments	6,911,321	3,954,562	3,485,876	3,362,835	861,214	551,687
Gross Loans	9,260,993	10,783,341	10,244,251	4,275,500	3,665,339	3,830,435
Allowance for Loan Losses	-538,547	-625,422	-210,523	-100,656	-102,603	-168,212
Net Loans	8,722,446	10,157,919	10,033,728	4,174,844	3,562,736	3,662,223
Property, Plant & Equipment	337,659	315,370	292,415	194,121	108,804	87,886
Other Intangible Assets	138,722	144,786	127,349	97,614	1,186	1,993
Accrued Interest Receivable	269,545	327,565	248,623	55,790	37,380	40,018
Other Receivables	344,642	444,060	590,111	680,360	107,448	88,437
Restricted Cash	1,145,105	1,128,999	1,360,172	561,427	106,241	244,905
Other Current Assets	131,200	121,751	147,044	158,319	161,131	121,814
Long-Term Deferred Tax Assets	-	-	14,567	1,148	-	1,756
Other Real Estate Owned & Foreclosed	97,944	97,944	163,493	213,418	231,402	197,631
Other Long-Term Assets	4,077	2,635	1,213	1,688	945.7	946.17
Total Assets	18,459,423	18,169,541	19,694,280	11,337,809	5,421,324	5,123,735
Accrued Expenses	94,665	272,211	284,812	33,135	6,387	1,758
Interest Bearing Deposits	14,220,050	13,897,487	14,739,873	8,171,257	4,265,064	4,150,458
Total Deposits	14,220,050	13,897,487	14,739,873	8,171,257	4,265,064	4,150,458
Short-Term Borrowings	182,987	301,788	585,367	-	-	-
Current Portion of Leases	40,657	27,651	18,039	3,914	3,994	1,391
Current Income Taxes Payable	20,126	21,868	21,710	9,707	5,088	5,214
Accrued Interest Payable	103,782	83,628	67,152	34,151	12,125	12,857
Other Current Liabilities	70,080	186,878	185,753	133,514	426.5	445.91
Long-Term Leases	49,093	25,170	32,495	54,014	1,663	1,098
Long-Term Unearned Revenue	3,615	2,061	2,524	484	188.59	242
Pension & Post-Retirement Benefits	19,508	14,592	9,707	6,370	1,252	1,979
Long-Term Deferred Tax Liabilities	5,670	985	-	-	2,636	-
Other Long-Term Liabilities	3,478	12,183	2,258	1,436	1,882	2,509
Total Liabilities	14,813,711	14,846,502	15,949,690	8,447,982	4,300,705	4,177,951
Common Stock	1,203,882	1,203,882	942,168	942,168	666,180	616,178
Additional Paid-In Capital	4,253,905	4,253,905	2,825,444	2,827,225	350,502	251,915
Retained Earnings	-2,291,423	-2,295,724	-1,724,379	-932,659	54,532	40,895
Comprehensive Income & Other	479,348	160,976	1,701,357	53,093	49,406	36,795
Shareholders' Equity	3,645,712	3,323,039	3,744,590	2,889,827	1,120,619	945,784
Total Liabilities & Equity	18,459,423	18,169,541	19,694,280	11,337,809	5,421,324	5,123,735
Total Debt	272,737	354,609	635,901	57,928	5,657	2,489
Net Cash (Debt)	2,114,446	1,725,821	2,593,788	3,970,153	845,164	485,637
Net Cash Growth	-10.47%	-33.46%	-34.67%	369.75%	74.03%	422.79%
Net Cash Per Share	175.63	143.35	275.29	459.19	143.58	90.16
Filing Date Shares Outstanding	12,039	12,039	9,422	9,422	6,662	6,162
Total Common Shares Outstanding	12,039	12,039	9,422	9,422	6,662	6,162
Book Value Per Share	302.83	276.03	397.44	306.72	168.22	153.49
Tangible Book Value	3,506,990	3,178,253	3,617,241	2,792,213	1,119,434	943,791
Tangible Book Value Per Share	291.31	264.00	383.93	296.36	168.04	153.17

Source: S&P Capital IQ. Banks template. Financial Sources.