PT Bank Neo Commerce Tbk Ratios and Metrics

Market cap in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	4,245,453	6,408,232	2,881,301	5,248,924	6,076,985	24,531,233
Market Cap Growth	65.57%	122.41%	-45.11%	-13.63%	-75.23%	1135.70%
Last Close Price	318.00	480.00	218.00	436.00	645.00	2455.71
PE Ratio	7.51	11.33	144.90	-	-	-
PS Ratio	2.97	4.49	2.88	6.75	7.32	98.44
PB Ratio	1.00	1.52	0.81	1.58	1.62	8.49
P/FCF Ratio	1.23	1.85	3.58	-	-	-
P/OCF Ratio	1.22	1.84	3.49	-	-	-
Debt / Equity Ratio	0.05	0.05	0.08	0.11	0.17	0.02
Debt / FCF Ratio	0.07	0.07	0.33	-	-	-
Net Debt / Equity Ratio	-0.56	-0.56	-0.52	-0.52	-0.69	-1.37
Net Debt / FCF Ratio	-0.68	-0.68	-2.31	1.03	0.74	1.11
Return on Equity (ROE)	14.52%	14.52%	0.58%	-16.22%	-23.79%	-49.19%
Return on Assets (ROA)	3.11%	3.11%	0.11%	-3.03%	-5.08%	-11.77%
Earnings Yield	13.32%	8.83%	0.69%	-10.92%	-12.98%	-4.02%
FCF Yield	81.62%	54.07%	27.90%	-32.03%	-57.57%	-14.56%
Buyback Yield / Dilution	-6.08%	-6.08%	-4.54%	-27.77%	-8.97%	-46.88%
Total Shareholder Return	-6.08%	-6.08%	-4.54%	-27.77%	-8.97%	-46.88%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.