PT Panin Financial Tbk Ratios and Metrics

Market cap in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep '24 Sep 6, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Market Capitalization	12,552,653	8,453,827	11,463,902	5,507,797	7,877,430	9,670,666
Market Cap Growth	7.75%	-26.26%	108.14%	-30.08%	-18.54%	12.69%
Enterprise Value	45,704,973	6,645,285	8,331,381	1,465,108	4,798,830	7,356,367
PE Ratio	9.54	5.60	5.68	4.05	4.14	4.78
PS Ratio	0.68	0.46	0.65	1.93	2.65	2.13
PB Ratio	0.44	0.14	0.19	0.19	0.28	0.37
P/FCF Ratio	6.86	2.34	-12.64	-92.70	161.82	-38.35
P/OCF Ratio	4.71	2.24	-16.98	-98.91	154.18	-38.66
EV/Sales Ratio	2.49	0.36	0.48	0.51	1.61	1.62
EV/EBITDA Ratio	3.83	0.53	0.71	2.27	6.64	10.53
EV/EBIT Ratio	3.96	0.54	0.73	2.36	6.87	10.69
EV/FCF Ratio	24.96	1.84	-9.18	-24.66	98.58	-29.17
Debt / Equity Ratio	0.24	0.28	0.25	0.00	0.00	-
Debt / EBITDA Ratio	1.25	1.35	1.24	0.02	0.03	-
Debt / FCF Ratio	8.14	4.76	-16.32	-0.24	0.39	-
Quick Ratio	1.18	1.38	1.64	2.47	2.39	2.06
Current Ratio	1.21	1.40	1.66	2.56	2.48	2.12
Asset Turnover	0.14	0.08	0.14	0.09	0.10	0.15
Return on Equity (ROE)	6.10%	5.97%	9.31%	5.29%	7.59%	8.65%
Return on Assets (ROA)	5.38%	3.34%	5.52%	1.19%	1.39%	1.47%
Return on Capital (ROIC)	13.15%	10.04%	13.88%	1.37%	1.62%	1.73%
Earnings Yield	10.48%	17.87%	17.60%	24.11%	23.61%	20.43%
FCF Yield	14.59%	42.75%	-7.91%	-1.08%	0.62%	-2.61%
Dividend Yield	0.00%	-	-	5.95%	-	-
Payout Ratio	0.00%	-	15.87%	-	-	-
Total Shareholder Return	-	-	5.95%	-	-

Source: S&P Capital IQ. Insurance template. Financial Sources.