PT Panin Financial Tbk Ratios and Metrics

Market cap in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 26, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	7,813,386	13,769,492	8,453,827	11,463,902	5,507,797	7,877,430	Upgrade
Market Cap Growth	-31.07%	62.88%	-26.26%	108.14%	-30.08%	-18.54%	Upgrade
Last Close Price	244.00	430.00	264.00	358.00	168.00	240.28	Upgrade
PE Ratio	4.65	8.27	5.60	5.68	4.15	4.24	Upgrade
PS Ratio	0.73	1.28	0.81	1.10	4.08	5.68	Upgrade
PB Ratio	0.12	0.21	0.14	0.20	0.19	0.28	Upgrade
P/FCF Ratio	10.43	1.01	5.43	-	-	161.82	Upgrade
P/OCF Ratio	7.82	0.99	4.91	-	-	154.18	Upgrade
Debt / Equity Ratio	0.20	0.45	0.26	0.21	0.00	0.00	Upgrade
Debt / FCF Ratio	17.97	2.16	10.46	-	-	0.39	Upgrade
Return on Equity (ROE)	5.38%	5.44%	5.97%	9.31%	5.29%	7.59%	Upgrade
Return on Assets (ROA)	1.47%	1.41%	1.57%	3.16%	4.56%	6.51%	Upgrade
Earnings Yield	21.49%	12.09%	17.87%	17.60%	24.11%	23.61%	Upgrade
FCF Yield	9.59%	98.48%	18.42%	-66.51%	-1.08%	0.62%	Upgrade
Dividend Yield	-	-	-	-	5.95%	-	Upgrade
Payout Ratio	-	-	-	15.87%	-	-	Upgrade
Total Shareholder Return	-	-	-	-	5.95%	-	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.