PT Panin Financial Tbk (IDX:PNLF)

PT Panin Financial Tbk Statistics

Total Valuation

IDX:PNLF has a market cap or net worth of IDR 7.62 trillion.

Market Cap	7.62T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, April 9, 2026.

Earnings Date	Apr 9, 2026
Ex-Dividend Date	n/a

Share Statistics

IDX:PNLF has 32.01 billion shares outstanding. The number of shares has increased by 0.00% in one year.

Current Share Class	32.01B
Shares Outstanding	32.01B
Shares Change (YoY)	+0.00%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	2.98%
Owned by Institutions (%)	10.46%
Float	9.34B

Valuation Ratios

The trailing PE ratio is 4.37.

PE Ratio	4.37
Forward PE	n/a
PS Ratio	0.73
PB Ratio	0.11
P/TBV Ratio	0.25
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.34
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.23%.

Return on Equity (ROE)	5.23%
Return on Assets (ROA)	1.38%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.29%
Revenue Per Employee	931.43M
Profits Per Employee	155.49M
Employee Count	11,218
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, IDX:PNLF has paid 1.12 trillion in taxes.

Income Tax	1.12T
Effective Tax Rate	24.21%

Stock Price Statistics

The stock price has decreased by -27.88% in the last 52 weeks. The beta is -0.63, so IDX:PNLF's price volatility has been lower than the market average.

Beta (5Y)	-0.63
52-Week Price Change	-27.88%
50-Day Moving Average	261.04
200-Day Moving Average	258.18
Relative Strength Index (RSI)	42.79
Average Volume (20 Days)	31,770,850

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IDX:PNLF had revenue of IDR 10.45 trillion and earned 1.74 trillion in profits. Earnings per share was 54.47.

Revenue	10.45T
Gross Profit	10.45T
Operating Income	4.52T
Pretax Income	4.63T
Net Income	1.74T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	54.47

Balance Sheet

The company has 31.10 trillion in cash and 13.06 trillion in debt, with a net cash position of 18.04 trillion or 563.49 per share.

Cash & Cash Equivalents	31.10T
Total Debt	13.06T
Net Cash	18.04T
Net Cash Per Share	563.49
Equity (Book Value)	69.13T
Book Value Per Share	991.42
Working Capital	-119,856.55B

Cash Flow

In the last 12 months, operating cash flow was -5,279.24 billion and capital expenditures -292.06 billion, giving a free cash flow of -5,571.30 billion.

Operating Cash Flow	-5,279.24B
Capital Expenditures	-292.06B
Depreciation & Amortization	n/a
Net Borrowing	829.58B
Free Cash Flow	-5,571.30B
FCF Per Share	-174.07

Margins

Gross Margin	n/a
Operating Margin	43.28%
Pretax Margin	44.34%
Profit Margin	16.69%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

IDX:PNLF does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.00%
Shareholder Yield	-0.00%
Earnings Yield	22.90%
FCF Yield	-73.14%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2