General Accident Insurance Company Jamaica Limited (JMSE:GENAC)
Jamaica · Delayed Price · Currency is JMD 8.90
+0.35 (4.09%)
At close: Sep 4, 2026
JMSE:GENAC Financials Overview
Financials in millions JMD. Fiscal year is January - December.
Millions JMD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 14,378 | 13,508 | 11,709 | 8,795 | 7,052 | 4,162 |
Revenue Growth | 13.36% | 15.36% | 33.13% | 24.72% | 69.45% | 9.79% |
Operating Income Operating Income Growth | 696.57 | 580.26 | 301.1 | 645.25 | 810.1 | 151.6 |
Net Income Net Income Growth | 531.8 | 441.95 | 241.33 | 540.18 | 730.74 | 254.75 |
Earnings Per Share EPS Growth | 0.51 | 0.43 | 0.23 | 0.52 | 0.71 | 0.25 |
EPS Growth | 99.73% | 83.13% | -55.32% | -26.08% | 186.85% | 5.05% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Liability Liability Growth | 529.68 | 502.61 | 445.71 | 82.49 | 210.26 |
Fire Fire Growth | 3,902 | 3,729 | 2,501 | -113.21 | 371.48 |
Motor Motor Growth | 7,560 | 6,212 | 4,935 | 596.42 | 3,073 |
Accident Accident Growth | 292.67 | 289.13 | 129.24 | 15.01 | - |
Marine Marine Growth | 182.93 | 173.11 | 130.19 | 17.88 | 33.84 |
Engineering Engineering Growth | 600.02 | 521.03 | 435.11 | 20.64 | - |
Total Total Growth | 13,067 | 11,427 | 8,576 | 619.23 | 4,152 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 2,782 | 3,806 | 2,146 | 1,080 | 786.3 | 1,444 |
Total Debt Total Debt Growth | 149.69 | 196.84 | 217.07 | 235.71 | 53.92 | 103.21 |
Net Cash (Debt) Net Cash Growth | 2,632 | 3,609 | 1,929 | 843.88 | 732.38 | 1,341 |
Net Cash Growth | 19.92% | 87.06% | 128.62% | 15.22% | -45.38% | 125.74% |
Net Cash Per Share Net Cash Per Share Growth | 2.53 | 3.50 | 1.87 | 0.82 | 0.71 | 1.30 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 681.4 | 2,340 | 1,089 | 270.85 | -251.95 | -255.42 |
Capital Expenditures CapEx Growth | -121.76 | -152.42 | -95.19 | -120.6 | -174.54 | -127.13 |
Free Cash Flow Free Cash Flow Growth | 559.64 | 2,188 | 994.2 | 150.26 | -426.49 | -382.55 |
Free Cash Flow Growth | -59.07% | 120.05% | 561.67% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 4.84% | 4.30% | 2.57% | 7.34% | 11.49% | 3.64% |
Pretax Margin | 5.07% | 4.54% | 2.56% | 8.42% | 12.64% | 6.24% |
Profit Margin | 3.70% | 3.27% | 2.06% | 6.14% | 10.36% | 6.12% |
FCF Margin | 3.89% | 16.20% | 8.49% | 1.71% | -6.05% | -9.19% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.078 | 0.078 | 0.218 | 0.196 | 0.243 | 0.191 |
Dividend Per Share Growth | -64.44% | -64.44% | 11.09% | -19.17% | 27.41% | -11.68% |
Dividend Yield | 0.91% | 1.27% | 3.58% | 4.25% | 6.01% | 3.64% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 17.42 | 14.47 | 26.41 | 9.26 | 6.22 | 24.29 |
P/FCF Ratio | 18.79 | 2.92 | 6.41 | 33.29 | - | - |
PS Ratio | 0.73 | 0.47 | 0.54 | 0.57 | 0.65 | 1.49 |