General Accident Insurance Company Jamaica Limited (JMSE:GENAC)
Jamaica · Delayed Price · Currency is JMD 8.90
+0.35 (4.09%)
At close: Sep 4, 2026
JMSE:GENAC Cash Flow Statement
Financials in millions JMD. Fiscal year is January - December.
Millions JMD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 531.8 | 441.95 | 241.33 | 540.18 | 730.74 | 254.75 |
Depreciation & Amortization | 231.54 | 210.32 | 163.04 | 182.14 | 146.73 | 151.37 |
Other Amortization | 4.91 | 4.91 | 4.68 | 4.95 | 5.01 | 5.35 |
Gain (Loss) on Sale of Assets | - | - | -2.22 | -25.17 | -0.41 | -6.27 |
Gain (Loss) on Sale of Investments | -197.5 | -187.31 | -44.43 | 0.38 | -134.85 | -1.2 |
Change in Accounts Receivable | - | - | 20.06 | 6.48 | -30.63 | -162.5 |
Reinsurance Recoverable | -7,672 | -8,001 | -1,037 | -54.35 | 75.79 | -867.77 |
Change in Insurance Reserves / Liabilities | 8,327 | 7,719 | 1,824 | 293.72 | -570.05 | - |
Change in Other Net Operating Assets | 1,077 | 2,527 | 317.24 | -447.93 | -325.34 | -458.27 |
Other Operating Activities | -249.91 | -361.88 | -392.24 | -149.4 | -95.26 | 854.74 |
Operating Cash Flow | 681.4 | 2,340 | 1,089 | 270.85 | -251.95 | -255.42 |
Operating Cash Flow Growth | -53.51% | 114.81% | 302.21% | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -121.76 | -152.42 | -95.19 | -120.6 | -174.54 | -127.13 |
Sale of Property, Plant & Equipment | - | - | - | 1.17 | 0.32 | 6.24 |
Purchase / Sale of Intangible Assets | 0.04 | -4.26 | - | -19.17 | -0.72 | -0.48 |
Cash Acquisitions | - | - | - | - | -48.61 | - |
Investment in Securities | -499.89 | -923.95 | 130.36 | 179.32 | -178.57 | 1,090 |
Other Investing Activities | 282.72 | 350.01 | 333.28 | 277.67 | 209.24 | 206.66 |
Investing Cash Flow | -154.04 | -597.28 | 344.42 | 349.72 | -86.89 | 1,192 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt Repaid | -109.42 | -92.84 | -59.03 | -110.55 | -94.19 | -82.92 |
Lease Payments | -109.42 | -92.84 | -59.03 | -110.55 | -94.19 | -82.92 |
Net Debt Issued (Repaid) | -109.42 | -92.84 | -59.03 | -110.55 | -94.19 | -82.92 |
Common Dividends Paid | -80 | - | -225 | -202.53 | -250.57 | -196.7 |
Financing Cash Flow | -189.42 | -92.84 | -284.03 | -313.07 | -344.76 | -279.62 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 30.48 | 9.48 | -82.99 | -14.21 | 25.72 | 30.33 |
Net Cash Flow | 368.42 | 1,660 | 1,067 | 293.29 | -657.88 | 687.64 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 559.64 | 2,188 | 994.2 | 150.26 | -426.49 | -382.55 |
Free Cash Flow Growth | -59.07% | 120.05% | 561.67% | - | - | - |
Free Cash Flow Margin | 3.89% | 16.20% | 8.49% | 1.71% | -6.05% | -9.19% |
Free Cash Flow Per Share | 0.54 | 2.12 | 0.96 | 0.15 | -0.41 | -0.37 |
Levered Free Cash Flow | -12,953 | -7,926 | -703.97 | 205.04 | -6,137 | -242.16 |
Unlevered Free Cash Flow | -12,953 | -7,926 | -703.97 | 205.04 | -6,137 | -237.54 |
Free Cash Flow After Leases | 450.23 | 2,095 | 935.17 | 39.71 | -520.68 | -465.48 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 198.39 | 160.22 | 110.4 | 87.63 | 69.05 | 76.66 |
Change in Working Capital | 360.57 | 2,232 | 1,141 | -243.38 | -825.93 | -1,489 |