JMSE:GENAC Balance Sheet

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	92.82	181.22	599.51	1,276	732
Investments in Equity & Preferred Securities	512.11	691.59	808.78	419.49	451.57
Other Investments	3,207	2,208	1,535	1,376	1,840
Total Investments	5,047	4,045	3,900	3,971	3,786
Cash & Equivalents	3,806	2,146	1,080	786.3	1,444
Reinsurance Recoverable	11,064	3,051	2,041	1,986	3,281
Other Receivables	983.59	394.15	712.39	448.41	1,786
Deferred Policy Acquisition Cost	-	-	-	-	562.6
Property, Plant & Equipment	1,126	1,113	1,133	890	823.07
Other Intangible Assets	164.08	166.11	171.84	166.43	180.01
Other Current Assets	1,130	1,231	752	726.49	593.65
Long-Term Deferred Tax Assets	25.64	28.23	-	-	-
Other Long-Term Assets	33.74	31.83	30.9	48	48
Total Assets	23,380	12,207	9,820	9,023	12,504
Accrued Expenses	956.82	384.13	230.07	150.39	351.83
Insurance & Annuity Liabilities	14,674	6,955	5,137	4,843	31.66
Unpaid Claims	-	-	-	-	4,839
Unearned Premiums	-	-	-	-	2,941
Reinsurance Payable	-	-	10.01	51.31	1,066
Current Portion of Leases	101.7	78.31	45.16	41.47	54.04
Current Income Taxes Payable	79.07	99.08	104.9	42.89	1.04
Long-Term Leases	95.14	138.76	190.55	12.45	49.17
Long-Term Deferred Tax Liabilities	84.38	71.36	93.6	73.93	50.65
Other Long-Term Liabilities	2,698	260.22	1.06	143.78	197.81
Total Liabilities	18,689	7,987	5,812	5,359	9,582
Common Stock	470.36	470.36	470.36	470.36	470.36
Retained Earnings	3,426	2,984	2,968	2,630	1,870
Comprehensive Income & Other	392.23	377.27	206.14	213.93	289.5
Total Common Equity	4,289	3,832	3,644	3,314	2,629
Minority Interest	401.72	388.39	363.79	349.79	292.48
Shareholders' Equity	4,690	4,220	4,008	3,664	2,922
Total Liabilities & Equity	23,380	12,207	9,820	9,023	12,504
Filing Date Shares Outstanding	1,031	1,031	1,031	1,031	1,031
Total Common Shares Outstanding	1,031	1,031	1,031	1,031	1,031
Total Debt	196.84	217.07	235.71	53.92	103.21
Net Cash (Debt)	3,609	1,929	843.88	732.38	1,341
Net Cash Growth	87.06%	128.62%	15.22%	-45.38%	125.74%
Net Cash Per Share	3.50	1.87	0.82	0.71	1.30
Book Value Per Share	4.16	3.72	3.53	3.21	2.55
Tangible Book Value	4,125	3,666	3,472	3,148	2,449
Tangible Book Value Per Share	4.00	3.55	3.37	3.05	2.38
Land	839.32	781.91	740.62	705.47	601.97
Machinery	542.33	436.66	360.43	259.25	322.12

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.