JMSE:GENAC Balance Sheet

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	-	92.82	181.22	599.51	1,276	732
Investments in Equity & Preferred Securities	-	512.11	691.59	808.78	419.49	451.57
Other Investments	4,524	3,207	2,208	1,535	1,376	1,840
Total Investments	5,273	5,047	4,045	3,900	3,971	3,786
Cash & Equivalents	2,442	3,806	2,146	1,080	786.3	1,444
Reinsurance Recoverable	10,119	11,064	3,051	2,041	1,986	3,281
Other Receivables	2,373	983.59	394.15	712.39	448.41	1,786
Deferred Policy Acquisition Cost	-	-	-	-	-	562.6
Property, Plant & Equipment	1,090	1,126	1,113	1,133	890	823.07
Other Intangible Assets	162.24	164.08	166.11	171.84	166.43	180.01
Other Current Assets	-	1,130	1,231	752	726.49	593.65
Long-Term Deferred Tax Assets	25.46	25.64	28.23	-	-	-
Other Long-Term Assets	-	33.74	31.83	30.9	48	48
Total Assets	21,484	23,380	12,207	9,820	9,023	12,504
Accrued Expenses	-	956.82	384.13	230.07	150.39	351.83
Insurance & Annuity Liabilities	13,206	14,674	6,955	5,137	4,843	31.66
Unpaid Claims	-	-	-	-	-	4,839
Unearned Premiums	-	-	-	-	-	2,941
Reinsurance Payable	53.77	-	-	10.01	51.31	1,066
Current Portion of Leases	-	101.7	78.31	45.16	41.47	54.04
Current Income Taxes Payable	123.81	79.07	99.08	104.9	42.89	1.04
Long-Term Leases	174.9	95.14	138.76	190.55	12.45	49.17
Long-Term Deferred Tax Liabilities	84.38	84.38	71.36	93.6	73.93	50.65
Other Long-Term Liabilities	3,002	2,698	260.22	1.06	143.78	197.81
Total Liabilities	16,645	18,689	7,987	5,812	5,359	9,582
Common Stock	470.36	470.36	470.36	470.36	470.36	470.36
Retained Earnings	3,577	3,426	2,984	2,968	2,630	1,870
Comprehensive Income & Other	370.88	392.23	377.27	206.14	213.93	289.5
Total Common Equity	4,419	4,289	3,832	3,644	3,314	2,629
Minority Interest	420.92	401.72	388.39	363.79	349.79	292.48
Shareholders' Equity	4,839	4,690	4,220	4,008	3,664	2,922
Total Liabilities & Equity	21,484	23,380	12,207	9,820	9,023	12,504
Filing Date Shares Outstanding	1,051	1,031	1,031	1,031	1,031	1,031
Total Common Shares Outstanding	1,051	1,031	1,031	1,031	1,031	1,031
Total Debt	174.9	196.84	217.07	235.71	53.92	103.21
Net Cash (Debt)	2,267	3,609	1,929	843.88	732.38	1,341
Net Cash Growth	-18.89%	87.06%	128.62%	15.22%	-45.38%	125.74%
Net Cash Per Share	2.19	3.50	1.87	0.82	0.71	1.30
Book Value Per Share	4.20	4.16	3.72	3.53	3.21	2.55
Tangible Book Value	4,256	4,125	3,666	3,472	3,148	2,449
Tangible Book Value Per Share	4.05	4.00	3.55	3.37	3.05	2.38
Land	-	839.32	781.91	740.62	705.47	601.97
Machinery	-	542.33	436.66	360.43	259.25	322.12

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.