JMSE:GENAC Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	9,147	6,394	6,373	5,002	4,548	6,188
Market Cap Growth	71.90%	0.32%	27.42%	9.98%	-26.50%	-3.07%
Enterprise Value	7,301	4,048	4,787	4,666	3,841	5,731
PE Ratio	17.38	14.47	26.41	9.26	6.22	24.29
PS Ratio	0.65	0.47	0.54	0.57	0.65	1.49
PB Ratio	1.89	1.36	1.51	1.25	1.24	2.12
P/FCF Ratio	-	2.92	6.41	33.29	-	-
P/OCF Ratio	100.37	2.73	5.85	18.47	-	-
EV/Sales Ratio	0.52	0.30	0.41	0.53	0.55	1.38
EV/EBITDA Ratio	7.76	5.75	12.14	6.36	4.35	25.96
EV/EBIT Ratio	10.08	6.98	15.90	7.23	4.74	37.80
EV/FCF Ratio	-174.57	1.85	4.82	31.05	-	-
Debt / Equity Ratio	0.04	0.04	0.05	0.06	0.02	0.04
Debt / EBITDA Ratio	0.19	0.25	0.47	0.28	0.06	0.34
Debt / FCF Ratio	-	0.09	0.22	1.57	-	-
Net Debt / Equity Ratio	-0.47	-0.77	-0.46	-0.21	-0.20	-0.46
Net Debt / EBITDA Ratio	-2.65	-5.12	-4.89	-1.15	-0.83	-6.07
Net Debt / FCF Ratio	54.21	-1.65	-1.94	-5.62	1.72	3.51
Quick Ratio	27.12	4.62	4.67	4.96	4.74	0.35
Current Ratio	84.10	15.37	12.33	12.18	14.38	0.77
Asset Turnover	0.79	0.76	1.06	0.93	0.66	0.35
Return on Equity (ROE)	11.99%	10.13%	6.04%	14.29%	23.70%	5.06%
Return on Assets (ROA)	2.53%	2.04%	1.71%	4.28%	4.70%	0.80%
Return on Invested Capital (ROIC)	10.65%	9.17%	5.75%	12.00%	21.04%	2.83%
Earnings Yield	5.79%	6.91%	3.79%	10.80%	16.07%	4.12%
FCF Yield	-0.46%	34.22%	15.60%	3.00%	-9.38%	-6.18%
Dividend Yield	0.87%	1.27%	3.58%	4.25%	6.01%	3.64%
Payout Ratio	15.12%	-	93.23%	37.49%	34.29%	77.21%
Total Shareholder Return	-1.73%	1.27%	3.58%	4.25%	6.01%	3.64%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.