General Accident Insurance Company Jamaica Limited (JMSE:GENAC)

Jamaica · Delayed Price · Currency is JMD

8.60

-0.03 (-0.35%)

At close: Sep 28, 2026

JMSE:GENAC Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	10,159	6,394	6,373	5,002	4,548	6,188
Market Cap Growth	97.02%	0.32%	27.42%	9.98%	-26.50%	-3.07%
Enterprise Value	7,959	4,048	4,787	4,666	3,841	5,731

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	16.84	14.47	26.41	9.26	6.22	24.29
PS Ratio	0.71	0.47	0.54	0.57	0.65	1.49
PB Ratio	1.34	1.36	1.51	1.25	1.24	2.12
P/FCF Ratio	18.15	2.92	6.41	33.29	-	-
P/OCF Ratio	14.91	2.73	5.85	18.47	-	-

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.55	0.30	0.41	0.53	0.55	1.38
EV/EBITDA Ratio	8.57	5.75	12.14	6.36	4.35	25.96
EV/EBIT Ratio	11.43	6.98	15.90	7.23	4.74	37.80
EV/FCF Ratio	14.22	1.85	4.82	31.05	-	-

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.02	0.04	0.05	0.06	0.02	0.04
Debt / EBITDA Ratio	0.16	0.25	0.47	0.28	0.06	0.34
Debt / FCF Ratio	0.27	0.09	0.22	1.57	-	-
Net Debt / Equity Ratio	-0.35	-0.77	-0.46	-0.21	-0.20	-0.46
Net Debt / EBITDA Ratio	-3.13	-5.12	-4.89	-1.15	-0.83	-6.07
Net Debt / FCF Ratio	-4.70	-1.65	-1.94	-5.62	1.72	3.51
Quick Ratio	56.41	4.62	4.67	4.96	4.74	0.35
Current Ratio	130.21	15.37	12.33	12.18	14.38	0.77
Asset Turnover	0.74	0.76	1.06	0.93	0.66	0.35
Return on Equity (ROE)	9.71%	10.13%	6.04%	14.29%	23.70%	5.06%
Return on Assets (ROA)	2.23%	2.04%	1.71%	4.28%	4.70%	0.80%
Return on Invested Capital (ROIC)	8.70%	9.17%	5.75%	12.00%	21.04%	2.83%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	5.23%	6.91%	3.79%	10.80%	16.07%	4.12%
FCF Yield	5.51%	34.22%	15.60%	3.00%	-9.38%	-6.18%
Dividend Yield	0.90%	1.27%	3.58%	4.25%	6.01%	3.64%
Payout Ratio	15.04%	-	93.23%	37.49%	34.29%	77.21%
Total Shareholder Return	-0.48%	1.27%	3.58%	4.25%	6.01%	3.64%