JMSE:GENAC Balance Sheet

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	-	72.3	599.51	1,276	732
Investments in Equity & Preferred Securities	-	691.59	808.78	419.49	451.57
Other Investments	4,249	2,317	1,535	1,376	1,840
Total Investments	5,104	4,045	3,900	3,971	3,786
Cash & Equivalents	3,950	2,146	1,080	786.3	1,444
Reinsurance Recoverable	9,273	3,051	2,041	1,986	3,281
Other Receivables	2,106	394.15	712.39	448.41	1,786
Deferred Policy Acquisition Cost	-	-	-	-	562.6
Property, Plant & Equipment	1,060	1,113	1,133	890	823.07
Other Intangible Assets	164.08	166.11	171.84	166.43	180.01
Other Current Assets	-	1,231	752	726.49	593.65
Other Long-Term Assets	-	31.83	30.9	48	48
Total Assets	21,657	12,179	9,820	9,023	12,504
Accrued Expenses	-	384.13	230.07	150.39	351.83
Insurance & Annuity Liabilities	13,177	6,955	5,137	4,843	31.66
Unpaid Claims	-	-	-	-	4,839
Unearned Premiums	-	-	-	-	2,941
Reinsurance Payable	-	-	10.01	51.31	1,066
Current Portion of Leases	-	78.31	45.16	41.47	54.04
Current Income Taxes Payable	11.58	99.08	104.9	42.89	1.04
Long-Term Leases	176.17	138.76	190.55	12.45	49.17
Long-Term Deferred Tax Liabilities	74.33	43.13	93.6	73.93	50.65
Other Long-Term Liabilities	3,580	260.22	1.06	143.78	197.81
Total Liabilities	17,019	7,959	5,812	5,359	9,582
Common Stock	470.36	470.36	470.36	470.36	470.36
Retained Earnings	3,376	2,984	2,968	2,630	1,870
Comprehensive Income & Other	392.02	377.27	206.14	213.93	289.5
Total Common Equity	4,238	3,832	3,644	3,314	2,629
Minority Interest	400.01	388.39	363.79	349.79	292.48
Shareholders' Equity	4,638	4,220	4,008	3,664	2,922
Total Liabilities & Equity	21,657	12,179	9,820	9,023	12,504
Filing Date Shares Outstanding	1,065	1,031	1,031	1,031	1,031
Total Common Shares Outstanding	1,065	1,031	1,031	1,031	1,031
Total Debt	176.17	217.07	235.71	53.92	103.21
Net Cash (Debt)	3,774	1,929	843.88	732.38	1,341
Net Cash Growth	95.61%	128.62%	15.22%	-45.38%	125.74%
Net Cash Per Share	3.66	1.87	0.82	0.71	1.30
Book Value Per Share	3.98	3.72	3.53	3.21	2.55
Tangible Book Value	4,074	3,666	3,472	3,148	2,449
Tangible Book Value Per Share	3.83	3.55	3.37	3.05	2.38
Land	-	781.91	740.62	705.47	601.97
Machinery	-	436.66	360.43	259.25	322.12

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.