General Accident Insurance Company Jamaica Limited (JMSE: GENAC)

GENAC Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 19, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	6,188	5,002	4,548	6,188	6,383	7,322
Market Cap Growth	37.80%	9.98%	-26.50%	-3.07%	-12.82%	97.22%
Enterprise Value	5,317	4,666	3,841	5,731	5,818	6,895
PE Ratio	13.16	9.26	6.22	24.29	26.32	13.10
PS Ratio	0.64	0.57	0.64	1.49	1.68	2.21
PB Ratio	1.65	1.25	1.24	2.12	2.15	2.44
P/FCF Ratio	7.12	33.29	-	-	-	-
P/OCF Ratio	7.16	18.47	-	-	-	-
EV/Sales Ratio	0.56	0.53	0.54	1.38	1.53	2.08
EV/EBITDA Ratio	7.29	6.35	4.35	25.96	25.81	11.23
EV/EBIT Ratio	9.66	7.23	4.74	37.80	35.64	12.27
EV/FCF Ratio	6.12	31.05	-	-	-	-
Debt / Equity Ratio	0.06	0.06	0.01	0.04	0.05	0.03
Debt / EBITDA Ratio	0.32	0.28	0.06	0.34	0.58	0.15
Debt / FCF Ratio	0.27	1.57	-	-	-	-
Quick Ratio	40.23	4.96	4.74	0.35	0.29	0.25
Current Ratio	67.23	12.18	14.38	0.77	0.60	0.56
Asset Turnover	0.89	0.93	0.66	0.35	0.34	0.37
Return on Equity (ROE)	12.22%	14.29%	23.70%	5.06%	6.48%	25.75%
Return on Assets (ROA)	3.20%	4.28%	4.70%	0.80%	0.92%	3.88%
Return on Capital (ROIC)	8.60%	10.13%	15.02%	3.08%	3.27%	13.61%
Earnings Yield	7.60%	10.80%	16.07%	4.12%	3.80%	7.63%
FCF Yield	14.04%	3.00%	-9.38%	-6.18%	-5.22%	-1.47%
Dividend Yield	3.27%	4.05%	5.73%	3.47%	3.92%	2.27%
Payout Ratio	43.45%	37.49%	34.29%	77.21%	91.82%	52.39%
Total Shareholder Return	1.97%	4.05%	5.73%	3.47%	3.92%	2.27%

Source: S&P Capital IQ. Insurance template. Financial Sources.