JMSE:GENAC Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	7,105	6,394	6,373	5,002	4,548	6,188
Market Cap Growth	11.49%	0.32%	27.42%	9.98%	-26.50%	-3.07%
Enterprise Value	3,731	4,048	4,787	4,666	3,841	5,731
PE Ratio	18.13	16.32	26.41	9.26	6.22	24.29
PS Ratio	0.52	0.47	0.54	0.57	0.65	1.49
PB Ratio	1.53	1.38	1.51	1.25	1.24	2.12
P/FCF Ratio	2.76	2.49	6.41	33.29	-	-
P/OCF Ratio	2.68	2.41	5.85	18.47	-	-
EV/Sales Ratio	0.28	0.30	0.41	0.53	0.55	1.38
EV/EBITDA Ratio	5.60	6.08	12.14	6.36	4.35	25.96
EV/EBIT Ratio	7.77	8.43	15.90	7.23	4.74	37.80
EV/FCF Ratio	1.45	1.58	4.82	31.05	-	-
Debt / Equity Ratio	0.04	0.04	0.05	0.06	0.02	0.04
Debt / EBITDA Ratio	0.26	0.26	0.47	0.28	0.06	0.34
Debt / FCF Ratio	0.07	0.07	0.22	1.57	-	-
Net Debt / Equity Ratio	-0.81	-0.81	-0.46	-0.21	-0.20	-0.46
Net Debt / EBITDA Ratio	-5.67	-5.67	-4.89	-1.15	-0.83	-6.07
Net Debt / FCF Ratio	-1.47	-1.47	-1.94	-5.62	1.72	3.51
Quick Ratio	522.86	522.86	4.67	4.96	4.74	0.35
Current Ratio	1323.52	1323.52	12.33	12.18	14.38	0.77
Asset Turnover	0.80	0.80	1.06	0.93	0.66	0.35
Return on Equity (ROE)	9.02%	9.02%	6.04%	14.29%	23.70%	5.06%
Return on Assets (ROA)	1.77%	1.77%	1.71%	4.28%	4.70%	0.80%
Return on Invested Capital (ROIC)	8.39%	8.64%	5.75%	12.00%	21.04%	2.83%
Earnings Yield	5.51%	6.13%	3.79%	10.80%	16.07%	4.12%
FCF Yield	36.17%	40.20%	15.60%	3.00%	-9.38%	-6.18%
Dividend Yield	1.12%	1.27%	3.58%	4.25%	6.01%	3.64%
Payout Ratio	-	-	93.23%	37.49%	34.29%	77.21%
Buyback Yield / Dilution	0.04%	0.04%	-	-	-	-
Total Shareholder Return	1.16%	1.31%	3.58%	4.25%	6.01%	3.64%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.