General Accident Insurance Company Jamaica Limited (JMSE:GENAC)

JMSE:GENAC Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 21, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	5,435	6,373	5,002	4,548	6,188	6,383
Market Cap Growth	27.42%	27.42%	9.98%	-26.50%	-3.07%	-12.82%
Enterprise Value	4,079	4,787	4,666	3,841	5,731	5,818
PE Ratio	17.57	20.83	9.26	6.22	24.29	26.32
PS Ratio	0.44	0.52	0.57	0.64	1.49	1.68
PB Ratio	1.46	1.48	1.25	1.24	2.12	2.15
P/FCF Ratio	4.80	5.63	33.29	-	-	-
P/OCF Ratio	5.19	5.19	18.47	-	-	-
EV/Sales Ratio	0.34	0.39	0.53	0.54	1.38	1.53
EV/EBITDA Ratio	6.80	7.98	6.35	4.35	25.96	25.81
EV/EBIT Ratio	9.68	11.36	7.23	4.74	37.80	35.64
EV/FCF Ratio	3.60	4.23	31.05	-	-	-
Debt / Equity Ratio	0.05	0.05	0.06	0.01	0.04	0.05
Debt / EBITDA Ratio	0.39	0.39	0.28	0.06	0.34	0.58
Debt / FCF Ratio	0.21	0.21	1.57	-	-	-
Quick Ratio	27.01	27.01	4.96	4.74	0.35	0.29
Current Ratio	47.97	47.97	12.18	14.38	0.77	0.60
Asset Turnover	1.08	1.08	0.93	0.66	0.35	0.34
Return on Equity (ROE)	7.51%	7.51%	14.29%	23.70%	5.06%	6.48%
Return on Assets (ROA)	2.33%	2.33%	4.28%	4.70%	0.80%	0.92%
Return on Capital (ROIC)	6.00%	6.00%	10.13%	15.02%	3.08%	3.27%
Return on Capital Employed (ROCE)	3.31%	3.31%	6.57%	8.98%	1.21%	1.46%
Earnings Yield	5.63%	4.80%	10.80%	16.07%	4.12%	3.80%
Earnings Yield	5.63%	4.80%	10.80%	16.07%	4.12%	3.80%
FCF Yield	20.82%	17.76%	3.00%	-9.38%	-6.18%	-5.22%
Dividend Yield	3.54%	3.53%	4.19%	5.93%	3.60%	4.06%
Payout Ratio	66.18%	66.18%	37.49%	34.29%	77.21%	91.82%
Buyback Yield / Dilution	1.09%	1.09%	-	-	-	-
Total Shareholder Return	4.62%	4.62%	4.19%	5.93%	3.60%	4.06%

Source: S&P Capital IQ. Insurance template. Financial Sources.