General Accident Insurance Company Jamaica Limited (JMSE:GENAC)

JMSE:GENAC Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 10, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	5,600	6,373	5,002	4,548	6,188	6,383
Market Cap Growth	27.42%	27.42%	9.98%	-26.50%	-3.07%	-12.82%
Enterprise Value	4,244	4,787	4,666	3,841	5,731	5,818
PE Ratio	18.10	20.83	9.26	6.22	24.29	26.32
PS Ratio	0.46	0.53	0.57	0.65	1.49	1.68
PB Ratio	1.30	1.48	1.25	1.24	2.12	2.15
P/FCF Ratio	4.95	5.63	33.29	-	-	-
P/OCF Ratio	4.56	5.19	18.47	-	-	-
EV/Sales Ratio	0.35	0.39	0.53	0.55	1.38	1.54
EV/EBITDA Ratio	7.07	7.98	6.36	4.35	25.96	25.81
EV/EBIT Ratio	10.07	11.36	7.23	4.74	37.80	35.64
EV/FCF Ratio	3.75	4.23	31.05	-	-	-
Debt / Equity Ratio	0.05	0.05	0.06	0.02	0.04	0.06
Debt / EBITDA Ratio	0.39	0.39	0.28	0.06	0.34	0.58
Debt / FCF Ratio	0.21	0.21	1.57	-	-	-
Quick Ratio	27.01	27.01	4.96	4.74	0.35	0.29
Current Ratio	47.97	47.97	12.18	14.38	0.77	0.60
Asset Turnover	1.08	1.08	0.93	0.66	0.35	0.34
Return on Equity (ROE)	7.51%	7.51%	14.29%	23.70%	5.06%	6.48%
Return on Assets (ROA)	2.33%	2.33%	4.28%	4.70%	0.80%	0.92%
Return on Capital (ROIC)	6.00%	6.00%	10.13%	15.02%	3.08%	3.27%
Earnings Yield	546.49%	4.80%	10.80%	16.07%	4.12%	3.80%
Earnings Yield	546.49%	4.80%	10.80%	16.07%	4.12%	3.80%
FCF Yield	2020.81%	17.76%	3.00%	-9.38%	-6.18%	-5.22%
Dividend Yield	401.06%	3.53%	4.19%	5.93%	3.60%	4.06%
Payout Ratio	6618.10%	66.18%	37.49%	34.29%	77.21%	91.82%
Buyback Yield / Dilution	108.50%	1.08%	-	-	-	-
Total Shareholder Return	509.56%	4.61%	4.19%	5.93%	3.60%	4.06%

Updated Feb 18, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.