IronRock Insurance Company Limited (JMSE:ROC)
Jamaica
· Delayed Price · Currency is JMD 3.750
0.00 (0.00%)
At close: Jun 2, 2025
JMSE:ROC Income Statement
Financials in millions JMD. Fiscal year is January - December.
Millions JMD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 1,844 | 1,755 | 1,395 | 991.9 | 190.28 | 193.05 | Upgrade
|
| Total Interest & Dividend Income | 109.55 | 112.92 | 77.08 | 69.2 | 43.87 | 40.21 | Upgrade
|
| Gain (Loss) on Sale of Investments | -5.33 | -4.97 | 4.75 | - | 9.85 | 8.11 | Upgrade
|
| Other Revenue | 14.7 | 9.52 | 20.07 | 7.54 | 173.2 | 148.86 | Upgrade
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| Total Revenue | 1,963 | 1,872 | 1,497 | 1,069 | 417.2 | 390.22 | Upgrade
|
| Revenue Growth (YoY) | 22.88% | 25.05% | 40.11% | 156.15% | 6.91% | 4.22% | Upgrade
|
| Policy Benefits | 1,696 | 1,604 | 1,276 | 929.02 | 91.07 | 89.56 | Upgrade
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| Policy Acquisition & Underwriting Costs | - | - | - | - | 101.63 | 93.59 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | - | - | - | 0.64 | 0.64 | Upgrade
|
| Depreciation & Amortization | - | - | - | - | 3.39 | 9.81 | Upgrade
|
| Selling, General & Administrative | - | - | - | - | 114 | 106.89 | Upgrade
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| Other Operating Expenses | 187.77 | 174.79 | 118.51 | 103.6 | - | - | Upgrade
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| Total Operating Expenses | 1,884 | 1,779 | 1,394 | 1,033 | 379.65 | 367.59 | Upgrade
|
| Operating Income | 79.68 | 93.28 | 103.1 | 36 | 37.55 | 22.63 | Upgrade
|
| Interest Expense | - | - | - | - | -1.84 | -1.62 | Upgrade
|
| Currency Exchange Gain (Loss) | - | - | - | - | 25.13 | 11.82 | Upgrade
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| Pretax Income | 79.68 | 93.28 | 103.1 | 36 | 60.84 | 32.83 | Upgrade
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| Income Tax Expense | 12.33 | 12.57 | 19.14 | 2.38 | 7.13 | -15.12 | Upgrade
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| Net Income | 67.34 | 80.71 | 83.96 | 33.63 | 53.71 | 47.95 | Upgrade
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| Net Income to Common | 67.34 | 80.71 | 83.96 | 33.63 | 53.71 | 47.95 | Upgrade
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| Net Income Growth | -33.41% | -3.88% | 149.68% | -37.39% | 12.01% | 856.40% | Upgrade
|
| Shares Outstanding (Basic) | 217 | 214 | 214 | 214 | 214 | 214 | Upgrade
|
| Shares Outstanding (Diluted) | 217 | 214 | 214 | 214 | 214 | 214 | Upgrade
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| EPS (Basic) | 0.31 | 0.38 | 0.39 | 0.16 | 0.25 | 0.22 | Upgrade
|
| EPS (Diluted) | 0.31 | 0.38 | 0.39 | 0.16 | 0.25 | 0.22 | Upgrade
|
| EPS Growth | -37.98% | -3.88% | 149.68% | -37.39% | 12.01% | 856.44% | Upgrade
|
| Free Cash Flow | 106.56 | 55.68 | 77.41 | 26.38 | 26.32 | -101.04 | Upgrade
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| Free Cash Flow Per Share | 0.49 | 0.26 | 0.36 | 0.12 | 0.12 | -0.47 | Upgrade
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| Dividend Per Share | 0.045 | 0.045 | 0.033 | - | - | - | Upgrade
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| Dividend Growth | 38.46% | 38.46% | - | - | - | - | Upgrade
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| Operating Margin | 4.06% | 4.98% | 6.89% | 3.37% | 9.00% | 5.80% | Upgrade
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| Profit Margin | 3.43% | 4.31% | 5.61% | 3.15% | 12.87% | 12.29% | Upgrade
|
| Free Cash Flow Margin | 5.43% | 2.97% | 5.17% | 2.47% | 6.31% | -25.89% | Upgrade
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| EBITDA | 85.99 | 99.59 | 107.83 | 40.59 | 40.94 | 27.39 | Upgrade
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| EBITDA Margin | 4.38% | 5.32% | 7.20% | 3.80% | 9.81% | 7.02% | Upgrade
|
| D&A For EBITDA | 6.31 | 6.3 | 4.73 | 4.59 | 3.39 | 4.76 | Upgrade
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| EBIT | 79.68 | 93.28 | 103.1 | 36 | 37.55 | 22.63 | Upgrade
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| EBIT Margin | 4.06% | 4.98% | 6.89% | 3.37% | 9.00% | 5.80% | Upgrade
|
| Effective Tax Rate | 15.48% | 13.48% | 18.56% | 6.60% | 11.72% | - | Upgrade
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Updated Feb 13, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.