IronRock Insurance Company Limited (JMSE: ROC)
Jamaica
· Delayed Price · Currency is JMD 3.890
-0.010 (-0.26%)
At close: Sep 30, 2024
ROC Income Statement
Financials in millions JMD. Fiscal year is January - December.
Millions JMD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2015 |
| Premiums & Annuity Revenue | 1,613 | 1,395 | 991.9 | 190.28 | 193.05 | 221.88 | Upgrade
|
| Total Interest & Dividend Income | 100.49 | 77.08 | 69.2 | 43.87 | 40.21 | 38.71 | Upgrade
|
| Gain (Loss) on Sale of Investments | 5.04 | 4.75 | - | 9.85 | 8.11 | 27.57 | Upgrade
|
| Other Revenue | 13.8 | 20.07 | 7.54 | 173.2 | 148.86 | 86.28 | Upgrade
|
| Total Revenue | 1,733 | 1,497 | 1,069 | 417.2 | 390.22 | 374.44 | Upgrade
|
| Revenue Growth (YoY) | 40.64% | 40.11% | 156.14% | 6.91% | 4.22% | 30.51% | Upgrade
|
| Policy Benefits | 1,490 | 1,276 | 929.02 | 91.07 | 89.56 | 133.43 | Upgrade
|
| Policy Acquisition & Underwriting Costs | - | - | - | 101.63 | 93.59 | 75.25 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | - | - | 0.64 | 0.64 | 0.64 | Upgrade
|
| Depreciation & Amortization | - | - | - | 3.39 | 9.81 | 9.53 | Upgrade
|
| Selling, General & Administrative | - | - | - | 114 | 106.89 | 104.61 | Upgrade
|
| Other Operating Expenses | 135.68 | 118.51 | 103.6 | - | - | - | Upgrade
|
| Total Operating Expenses | 1,625 | 1,394 | 1,033 | 379.65 | 367.59 | 370.42 | Upgrade
|
| Operating Income | 107.31 | 103.1 | 36 | 37.55 | 22.63 | 4.02 | Upgrade
|
| Interest Expense | - | - | - | -1.84 | -1.62 | -1.88 | Upgrade
|
| Currency Exchange Gain (Loss) | - | - | - | 25.13 | 11.82 | 2.88 | Upgrade
|
| Pretax Income | 107.31 | 103.1 | 36 | 60.84 | 32.83 | 5.01 | Upgrade
|
| Income Tax Expense | 19.41 | 19.14 | 2.38 | 7.13 | -15.12 | - | Upgrade
|
| Net Income | 87.91 | 83.96 | 33.63 | 53.71 | 47.95 | 5.01 | Upgrade
|
| Net Income to Common | 87.91 | 83.96 | 33.63 | 53.71 | 47.95 | 5.01 | Upgrade
|
| Net Income Growth | 57.04% | 149.68% | -37.39% | 12.01% | 856.40% | 80.88% | Upgrade
|
| Shares Outstanding (Basic) | 213 | 214 | 214 | 214 | 214 | 214 | Upgrade
|
| Shares Outstanding (Diluted) | 213 | 214 | 214 | 214 | 214 | 214 | Upgrade
|
| Shares Change (YoY) | 7.25% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 0.41 | 0.39 | 0.16 | 0.25 | 0.22 | 0.02 | Upgrade
|
| EPS (Diluted) | 0.41 | 0.39 | 0.16 | 0.25 | 0.22 | 0.02 | Upgrade
|
| EPS Growth | 46.42% | 149.68% | -37.39% | 12.01% | 856.44% | 80.88% | Upgrade
|
| Free Cash Flow | -80.4 | 77.41 | 26.38 | 26.32 | -101.04 | 98.52 | Upgrade
|
| Free Cash Flow Per Share | -0.38 | 0.36 | 0.12 | 0.12 | -0.47 | 0.46 | Upgrade
|
| Operating Margin | 6.19% | 6.89% | 3.37% | 9.00% | 5.80% | 1.07% | Upgrade
|
| Profit Margin | 5.07% | 5.61% | 3.15% | 12.87% | 12.29% | 1.34% | Upgrade
|
| Free Cash Flow Margin | -4.64% | 5.17% | 2.47% | 6.31% | -25.89% | 26.31% | Upgrade
|
| EBITDA | 112.53 | 107.83 | 40.59 | 40.94 | 27.39 | 8.5 | Upgrade
|
| EBITDA Margin | 6.49% | 7.20% | 3.80% | 9.81% | 7.02% | 2.27% | Upgrade
|
| D&A For EBITDA | 5.22 | 4.73 | 4.59 | 3.39 | 4.76 | 4.48 | Upgrade
|
| EBIT | 107.31 | 103.1 | 36 | 37.55 | 22.63 | 4.02 | Upgrade
|
| EBIT Margin | 6.19% | 6.89% | 3.37% | 9.00% | 5.80% | 1.07% | Upgrade
|
| Effective Tax Rate | 18.08% | 18.56% | 6.60% | 11.72% | - | - | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.