IronRock Insurance Company Limited (JMSE:ROC)
Jamaica · Delayed Price · Currency is JMD 4.000
-0.200 (-4.76%)
At close: Oct 27, 2026
JMSE:ROC Cash Flow Statement
Financials in millions JMD. Fiscal year is January - December.
Millions JMD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 59.18 | -12.45 | 80.71 | 83.96 | 33.63 | 53.71 |
Depreciation & Amortization | 41.35 | 31.23 | 6.3 | 4.73 | 4.59 | 3.39 |
Other Amortization | - | - | - | 0.78 | 0.64 | 0.64 |
Gain (Loss) on Sale of Assets | -0.15 | 1.18 | - | -0.12 | - | - |
Gain (Loss) on Sale of Investments | -43.81 | -9.31 | -14.45 | -7.84 | -10.37 | -9.85 |
Change in Accounts Receivable | 25.26 | - | - | - | -0.84 | -6.59 |
Reinsurance Recoverable | -991.46 | -1,682 | -11.87 | -152.88 | 166.69 | - |
Change in Unearned Revenue | - | - | - | - | - | 8.01 |
Change in Income Taxes | -19.29 | -15.64 | -11.58 | -11.01 | -7.64 | -6.32 |
Change in Insurance Reserves / Liabilities | 1,025 | 2,718 | 33.72 | 246.21 | -115.46 | 13.87 |
Change in Other Net Operating Assets | 2.58 | -30.41 | 55.92 | -32.94 | 9.47 | -2.98 |
Other Operating Activities | -59.91 | -73.11 | -77.28 | -51.83 | -51.52 | -9.06 |
Operating Cash Flow | 38.58 | 927.46 | 61.49 | 79.07 | 29.21 | 38.4 |
Operating Cash Flow Growth | 229.05% | 1408.38% | -22.24% | 170.75% | -23.95% | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -17 | -54.59 | -5.81 | -1.66 | -2.82 | -12.08 |
Sale of Property, Plant & Equipment | - | 2.5 | - | 0.12 | - | - |
Purchase / Sale of Intangible Assets | - | - | - | -1.2 | - | - |
Investment in Securities | 46.78 | 149.96 | -282.4 | 114 | -4.9 | -31.9 |
Other Investing Activities | 95.56 | 89.24 | 89.85 | 70.14 | 51.28 | 43.63 |
Investing Cash Flow | 125.34 | 187.11 | -198.36 | 181.4 | 43.56 | -0.35 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt Repaid | -50.82 | -28.78 | - | - | - | - |
Lease Payments | -28.78 | -28.78 | - | - | - | - |
Net Debt Issued (Repaid) | -50.82 | -28.78 | - | - | - | - |
Common Dividends Paid | - | -19.26 | -21.4 | -6.96 | - | - |
Financing Cash Flow | -50.82 | -48.04 | -21.4 | -6.96 | - | - |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 113.1 | 1,067 | -158.27 | 253.52 | 72.77 | 38.06 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 21.58 | 872.87 | 55.68 | 77.41 | 26.38 | 26.32 |
Free Cash Flow Growth | - | 1467.79% | -28.08% | 193.42% | 0.24% | - |
Free Cash Flow Margin | 0.84% | 38.85% | 2.97% | 5.17% | 2.47% | 6.31% |
Free Cash Flow Per Share | 0.10 | 4.08 | 0.26 | 0.36 | 0.12 | 0.12 |
Levered Free Cash Flow | - | -203.5 | 320.1 | 166.83 | -70.1 | -37.87 |
Unlevered Free Cash Flow | - | -192.7 | 320.1 | 166.83 | -70.1 | -36.73 |
Free Cash Flow After Leases | -7.2 | 844.09 | 55.68 | 77.41 | 26.38 | 26.32 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 3.44 | 15.64 | 11.58 | 11.01 | 7.64 | 6.32 |
Change in Working Capital | 41.91 | 989.92 | 66.2 | 49.39 | 52.23 | -0.43 |