IronRock Insurance Company Limited (JMSE:ROC)

Jamaica · Delayed Price · Currency is JMD

4.000

-0.200 (-4.76%)

At close: Oct 27, 2026

JMSE:ROC Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	856	815	856	539	503	663
Market Cap Growth	14.94%	-4.75%	58.73%	7.23%	-24.19%	-18.42%
Enterprise Value	715	636	804	19	329	655

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	14.74	-	10.61	6.42	14.95	12.35
PS Ratio	0.33	0.36	0.46	0.36	0.47	1.59
PB Ratio	1.06	1.04	1.06	0.72	0.74	1.07
P/FCF Ratio	39.66	0.93	15.38	6.97	19.06	25.21
P/OCF Ratio	22.19	0.88	13.92	6.82	17.22	17.27

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.28	0.28	0.43	0.01	0.31	1.57
EV/EBITDA Ratio	5.18	16.32	8.07	0.18	8.11	15.99
EV/EBIT Ratio	7.39	81.81	8.62	0.19	9.14	17.43
EV/FCF Ratio	33.11	0.73	14.44	0.25	12.48	24.87

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.24	0.26	-	-	-	-
Debt / EBITDA Ratio	1.42	5.29	-	-	-	-
Debt / FCF Ratio	9.11	0.24	-	-	-	-
Net Debt / Equity Ratio	-0.30	-1.40	-0.29	-0.53	-0.21	-0.11
Net Debt / EBITDA Ratio	-1.78	-28.15	-2.39	-3.67	-3.51	-1.70
Net Debt / FCF Ratio	-11.40	-1.26	-4.27	-5.11	-5.40	-2.65
Quick Ratio	-	0.59	0.47	1.25	1.33	0.69
Current Ratio	-	1.50	1.22	2.19	2.14	1.39
Asset Turnover	1.07	0.72	1.15	1.07	0.77	0.28
Return on Equity (ROE)	7.61%	-1.56%	10.35%	11.77%	5.18%	9.05%
Return on Assets (ROA)	2.53%	0.15%	3.58%	4.59%	1.61%	1.59%
Return on Invested Capital (ROIC)	8.50%	0.86%	10.35%	11.77%	5.18%	5.59%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	6.78%	-1.53%	9.43%	15.57%	6.69%	8.10%
FCF Yield	2.52%	107.06%	6.50%	14.36%	5.25%	3.97%
Dividend Yield	2.25%	2.36%	1.13%	1.29%	-	-
Payout Ratio	-	-	26.52%	8.28%	-	-
Total Shareholder Return	2.22%	2.36%	1.13%	1.29%	-	-